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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed May 30, 2025·29 days on market·Recent sales in Mandarin

10432 Osprey Nest Drive W

Jacksonville, FL 32257

$387,000sold priceListed at $389,900 · 99.3% of asking$197/sqftMLS# 2081570
3
Beds
2
Baths
1,965
Sq Ft
1986
Built
2
Garage
No
Pool
HOA $11/mo9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This one won't last long! Welcome to the quiet subdivision of Natures Forest. This beautiful home is located in the heart of Mandarin. If you are seeking a quiet, family-friendly neighborhood close to schools, shopping, and restaurants, this is the home for you. This home has been recently renovated with many upgrades. This home offers 3 bedrooms with a split floorplan, NEW flooring in the bedrooms, 2 bathrooms, a wood-burning fireplace, 2 car garage, shed, and a fenced backyard. The patio is the perfect place to relax and drink your morning cup of coffee. NEW ROOF TO BE INSTALLED 4/29/2025

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,144
Property taxesest. at asking price, Duval County$632
HOAbilled annually$11
Estimated total, before insurance$2,786/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,945/yr · $245/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$387,000
$77,400
Loan Term
Monthly Payment
$2,144
Principal & Interest: $2,144
Property taxes (est.): $632
Insurance (est.): $258
Estimated Total Monthly
$3,034
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,492 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,945/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 13, 2025Listed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10443 Osprey Nest Drive W, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYOct 2026$350,000$2233/21,571260
4623 Golden Spike Court, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTSSep 2026$369,900$1913/21,94030.6
4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORSSep 2026$390,000$2342/21,6691380.7
5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCOct 2026$369,000$2023/21,828800.8
11023 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Oct 2026$469,900$1874/2.52,5101321
11041 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Oct 2026$449,900$1794/2.52,51081

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,900
Price / Sq Ft$198
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,965
Acres0.22 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address10432 Osprey Nest Drive W, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionNatures Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size9,583.2 sq ft
Parcel Number1556745160
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Patio
FencingBack Yard, Wood
RoofShingle
ConstructionFiber Cement, Frame
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedApril 13, 2025
Days on Market29
HOA Fees$126 / Annually
HOA FrequencyAnnually
Tax Amount$2,945.16
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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