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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 5, 2025·206 days on market

104 Surfview Drive 2603

Palm Coast, FL 32137

$442,000sold priceListed at $459,000 · 96.3% of asking$382/sqftMLS# 2081149
2
Beds
2
Baths
1,158
Sq Ft
1992
Built
1
Garage
No
Pool
HOA $755/mo15,682 sqft lotWaterfrontCondominium6 stories

About this home

Palm Coast

From the moment you step into this furnished, luxurious 2-bedroom, 2-bathroom penthouse condo, you'll feel like you're on a permanent vacation. Nestled atop Surfview Club, this stunning residence offers unparalleled ocean views and a lifestyle of ultimate relaxation and sophistication. Wake up to breathtaking views of the ocean and watch dolphins play right from your primary suite. The expansive windows ensure you can enjoy these spectacular views all day. This condo exudes both style and comfort. Your primary suite is a serene retreat with panoramic ocean views, offering a perfect start to each day. Enjoy a game of pickleball or tennis on the club's courts. Choose from three heated pools for a swim or relax poolside. Convenient covered garage parking is available. Launch your kayak from the private launch or take a leisurely stroll down the boardwalk to the beach, where you can spend hours enjoying paradise. The MSI was completed and no major structural issues were noted.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,429
HOAbilled monthly$755
Estimated total, before insurance$3,184/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,973/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $329/sq ft; this home is listed at $396/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
80 Surfview Drive 611, Palm Coast, FL 32137Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$460,000$3292/21,3981030.1
80 Surfview Drive 602, Palm Coast, FL 32137Listed by EXP REALTY LLCMar 2026$515,000$3543/21,4551490.1
60 Surfview Drive 123, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEMay 2026$465,000$3203/21,455120.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,000
Price / Sq Ft$396
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,158
Acres0.36 acres
Year Built1992
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address104 Surfview Drive 2603, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionSurf Club Condos
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size15,681.6 sq ft
Parcel Number3710313731000002603
ZoningCondominium

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesCable Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered, Electric Vehicle Charging Station(s), Underground
ViewBeach, Ocean, Pool

Interior

Interior FeaturesHis and Hers Closets, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Natural Gas
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories6
LevelsOne
LaundryIn Unit
Security24 Hour Security, Gated with Guard, Secured Elevator, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Tennis Court(s)
Patio / PorchCovered
ConstructionBrick
Other StructuresTennis Court(s)

Additional Information

Date ListedNovember 12, 2025
Days on Market206
HOA Fees$755 / Monthly
HOA FrequencyMonthly
HOA NameSurf Club
Tax Amount$5,973
Tax Year2023
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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