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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings.

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Sold·Closed May 12, 2025·2 days on market·Recent sales in Flagler Estates·Flagler Estates

4215 Nancy Street

Hastings, FL 32145

$193,000sold priceListed at $189,000 · 102.1% of asking$201/sqftMLS# 2080628
3
Beds
2
Baths
960
Sq Ft
2005
Built
—
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

No HOA1.14 acresManufactured Home1 story

About this home

Flagler Estates

Say hello to this move-in ready 3 bed, 2 bath home on over an acre in beautiful Flagler Estates! Step inside the home to a charming living area and renovated kitchen, with new cabinetry, butcher block counter tops, and updated appliances (dishwasher to be delivered) & beautiful farmhouse-style stainless steel sink. Inside the primary suite is a private bathroom, with shower-tub combo and tile surround. The second a third bedrooms share a second bathroom, also completely refreshed. Brand new metal roof, HVAC system skirting, driveway, paint and flooring throughout, and more! The lot is covered in gorgeous trees and offers plenty of space for outdoor hobbies!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,069
Property taxesest. at asking price, St. Johns County$257
Estimated total, before insurance$1,326/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$931/yr · $78/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$193,000
$38,600
Loan Term
Monthly Payment
$1,069
Principal & Interest: $1,069
Property taxes (est.): $257
Insurance (est.): $129
Estimated Total Monthly
$1,455
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $931/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 9, 2025Listed$189,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10020 Baylor Avenue, Hastings, FL 32145Listed by LANTERN REALTY, LLC.Sep 2026$274,900$2503/21,1001100.5
4445 Melanie Street, Hastings, FL 32145Listed by IHEART REALTY INCSep 2026$125,000$1013/21,242380.6
4345 Wanda Street, Hastings, FL 32145Listed by AWESOME REAL ESTATE, INC.Jun 2026$199,879$1743/21,15280.8
4430 Cedar Ford Boulevard, Hastings, FL 32145Listed by MOMENTUM REALTYJun 2026$335,000$2703/21,241301
9635 Ebert Avenue, Hastings, FL 32145Listed by LOKATIONJun 2026$85,000$773/21,10461.1
10515 Dillon Avenue, Hastings, FL 32145Listed by MOMENTUM REALTYJul 2026$325,000$2623/21,241281.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,000
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage960
Acres1.14 acres
Year Built2005
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4215 Nancy Street, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0506300784

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionMany Trees
RoofMetal

Additional Information

Date ListedApril 9, 2025
Days on Market2
Tax Amount$930.68
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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