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This home is in Flagler Estates, Hastings.

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Active

Active·17 days on market·Flagler Estates

10695 Allison Avenue

Hastings, FL 32145

$210,000$176/sqftEst. $1,163/moMLS# 2166504
3
Beds
2
Baths
1,196
Sq Ft
1997
Built
—
Garage
No
Pool

28 more homes for sale in Flagler Estates →Search Flagler Estates on the map

FEMA Zone XNo HOA2.27 acresManufactured Home1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Estates

Room to breathe, room to roam, room to grow! This property sits on 2.27 acres, nearly 99,000 square feet of land, across two combined tracts in the peaceful countryside of Flagler Estates in St. Johns! If you've been searching for wide-open space without leaving St. Johns County, this is it. The property is roughly 300 x 330 feet, a rare, nearly square layout that's easy to fence, easy to plan, and easy to put to use. A long, private driveway winds through a canopy of majestic, mature oaks, then opens into a huge, sun-filled cleared pasture. There's so much usable space, ready for [horses, livestock,] a large garden, a workshop, a pool, RV and boat parking, or simply room for everyone to spread out. The land is zoned Open Rural and sits in Flood Zone X, the minimal-risk flood zone. [No HOA], so you're free to make this land truly your own.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, St. Johns County$279
Estimated total, before insurance$1,443/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,295/yr · $108/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $279
Insurance (est.): $140
Estimated Total Monthly
$1,583
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Metal — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,295/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10715 Weatherby Avenue, Hastings, FL 32145Listed by FADER & CO REALTY LLCSep 2026$209,000$1763/21,188690.4
10555 Yeager Avenue, Hastings, FL 32145Listed by EXP REALTY LLCJul 2026$260,000$1723/21,512800.5
10695 Gregory Avenue, Hastings, FL 32145Listed by IHEART REALTY INCDec 2025$160,000$1502/21,066660.7
10145 Flikkema Avenue, Hastings, FL 32145Listed by COLDWELL BANKER PREMIER PROPERTIESJun 2026$170,000$1843/29222481.5
4710 Ursula Street, Hastings, FL 32145Listed by MOMENTUM REALTYSep 2025$215,000$1663/21,296551.9
4430 Cedar Ford Boulevard, Hastings, FL 32145Listed by MOMENTUM REALTYJun 2026$335,000$2703/21,241302.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$176
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,196
Acres2.27 acres
Year Built1997
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address10695 Allison Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size98,881.2 sq ft
Parcel Number0506701740

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDisposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne

Exterior

Lot DescriptionFew Trees, Wooded
Patio / PorchCovered, Front Porch
RoofMetal
ConstructionAluminum Siding, Vinyl Siding

Additional Information

Date ListedSeptember 25, 2026
Days on Market0
Tax Amount$1,295.08
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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