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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jun 26, 2025·57 days on market

4401 SE 8th Avenue

Melrose, FL 32666

$242,500sold priceListed at $255,000 · 95.1% of asking$209/sqftMLS# 2078702
2
Beds
2
Baths
1,160
Sq Ft
2025
Built
—
Garage
No
Pool
No HOASingle Family Residence1 storyNew construction

About this home

Melrose

Don't miss this opportunity to own a beautiful brand new home, built by BWS Homes, in a prime location at a great price! This beautiful 2 bed 2 bath homes has a modern layout perfect for comfortable living. Vinyl plank flooring throughout for durability and style. It has gorgeous granite countertops throughout, bright and airy living space with natural light, and spacious bedroom with ample closet space. This home is conveniently located just a short drive from our beautiful downtown Keystone Heights, close to shopping, dining, and recreational options. At this price, this home will not last long on the market. Call/text now for more details or to schedule a viewing. *New Construction Completion Date June *Photos are of previous completed model build, if you would like detailed info on finishes give me a call.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,343
Estimated total, before insurance$1,343/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$242,500
$48,500
Loan Term
Monthly Payment
$1,343
Principal & Interest: $1,343
Insurance (est.): $162
Estimated Total Monthly
$1,505
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
653 SE 44th Street, Keystone Heights, FL 32656Listed by WATSON REALTY CORPJul 2026$295,000$2403/21,230380.4
4193 SE 8th Avenue, Melrose, FL 32666Listed by CW REALTYJun 2026$249,900$1783/21,404780.4
4141 SE 8th Avenue, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.Oct 2025$320,000$2133/21,5001710.4
484 SE 44th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYAug 2026$280,000$2083/21,3441430.5
553 SE 42 Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCFeb 2026$262,000$2123/21,234210.5
4422 SE 2nd Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$239,900$1952/21,228580.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$255,000
Price / Sq Ft$220
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,160
Total Structure Area1,281 sq ft
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBradford
HighBradford

Community Information

Address4401 SE 8th Avenue, Melrose, FL 32666
Area523-Bradford County-SE
SubdivisionKeystone Oaks
CityMelrose
CountyBradford
StateFL
Zip Code32666
Parcel Number058190001A4

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerSeptic Tank
Water SourcePrivate
ParkingOther

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets
AppliancesElectric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMarch 31, 2025
Days on Market57
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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