Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Feb 24, 2026·21 days on market

553 SE 42 Street

Keystone Heights, FL 32656

$262,000sold priceListed at $265,000 · 98.9% of asking$212/sqftMLS# 2123062
3
Beds
2
Baths
1,234
Sq Ft
1995
Built
2
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Keystone Heights

Discover peaceful Florida living at this inviting property nestled in the heart of Keystone Heights. Located on a large corner lot, this home offers the perfect blend of privacy, comfort, and small-town charm—just minutes from local lakes, parks, and everyday conveniences. Step inside to find a welcoming layout filled with natural light and flexible living spaces ideal for relaxing or entertaining. The living areas flow easily and a split plan with generous bedrooms will offer a restful retreat. The primary bathroom was updated and new windows were installed in 2022.. Enjoy your beautiful eat-in kitchen that has a spacious pantry, plenty of counter space and a pass through to the living room. Your laundry is located in the large 2 car garage. and you'll have a spacious storage shed too!! With nearby access to Keystone Heights' renowned lakes, fishing, boating, and outdoor recreation, this home is the perfect fit. Call for your private tour today

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,451
Estimated total, before insurance$1,451/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$262,000
$52,400
Loan Term
Monthly Payment
$1,451
Principal & Interest: $1,451
Insurance (est.): $175
Estimated Total Monthly
$1,626
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

25 property taxes (current owner): $3,282/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
692 SE 41st Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYAug 2026$295,000$2193/21,344140.1
653 SE 44th Street, Keystone Heights, FL 32656Listed by WATSON REALTY CORPJul 2026$295,000$2403/21,230380.1
484 SE 44th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYAug 2026$280,000$2083/21,3441430.2
4193 SE 8th Avenue, Melrose, FL 32666Listed by CW REALTYJun 2026$249,900$1783/21,404780.2
443 SE 43rd Street, Keystone Heights, FL 32656Listed by CW REALTYMay 2026$359,900$2283/21,57600.2
4141 SE 8th Avenue, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.Oct 2025$320,000$2133/21,5001710.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$215
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,234
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address553 SE 42 Street, Keystone Heights, FL 32656
Area523-Bradford County-SE
SubdivisionKeystone Club Est
CityKeystone Heights
CountyBradford
StateFL
Zip Code32656
Parcel Number05962-0-00000

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingElectric
FlooringLaminate, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Lot DescriptionCorner Lot
FencingBack Yard
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 31, 2025
Days on Market21
Tax Amount$3,282
Tax Year25
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines