Sold·Closed Aug 19, 2026·143 days on market
484 SE 44th Street
Keystone Heights, FL 32656
About this home
Keystone Heights
Welcome home to this brand-new 3-bedroom, 2-bath residence located in a desirable neighborhood! This home features a bright open-concept layout that seamlessly connects the kitchen, dining, and living areas--perfect for everyday living and entertaining. The kitchen shines with upgraded quartz countertops, ample cabinetry, and a layout that keeps you connected to the heart of the home. Durable vinyl plank flooring runs throughout the main living areas and bedrooms, offering both style and easy maintenance, while tile flooring in the bathrooms and laundry room adds a clean, polished touch. A gorgeous tiled walk in shower can be found in the primary suite.You'll also love the large laundry room, providing plenty of space for storage, folding, and organization. With thoughtful finishes throughout and a fresh, contemporary feel, this home is truly move-in ready. Don't miss the opportunity to own this beautiful new home today. Pending a favorable offer, seller will assist with closing costs
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,491 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 20, 2026Closed$289,000
- Jul 13, 2026Pending$289,000
- Mar 4, 2026Listed$289,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $215/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 618 SE 44th Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Aug 2026 | $300,000 | $184 | 2/2 | 1,633 | 287 | 0.1 |
| 653 SE 44th Street, Keystone Heights, FL 32656Listed by WATSON REALTY CORP | Jul 2026 | $295,000 | $240 | 3/2 | 1,230 | 38 | 0.2 |
| 692 SE 41st Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Aug 2026 | $295,000 | $219 | 3/2 | 1,344 | 14 | 0.3 |
| 4193 SE 8th Avenue, Melrose, FL 32666Listed by CW REALTY | Jun 2026 | $249,900 | $178 | 3/2 | 1,404 | 78 | 0.4 |
| 426 SE 49th Street, Keystone Heights, FL 32656Listed by UNITED COUNTRY SMITH & ASSOCIATES | Jun 2025 | $320,000 | $220 | 3/2 | 1,455 | 24 | 0.6 |
| 430 SW Jasmine Avenue, Keystone Heights, FL 32656Listed by REAL BROKER LLC | Oct 2026 | $224,800 | $191 | 3/2 | 1,176 | 139 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: CENTURY 21 LAKESIDE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines