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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Sold

Sold·Closed Aug 15, 2025·130 days on market·Recent sales in Springfield·Springfield

1245 Walnut Street

Jacksonville, FL 32206

$394,000sold priceListed at $399,000 · 98.7% of asking$230/sqftMLS# 2077473
3
Beds
3
Baths
1,714
Sq Ft
2019
Built
—
Garage
No
Pool

60 more homes for sale in Springfield →Search Springfield on the map

No HOA3,920 sqft lotSingle Family Residence2 stories

About this home

Springfield

A beautifully upgraded 3-bedroom, 3-bathroom Terrawise resale home in the heart of Historic Springfield. Designed for effortless living, this low-maintenance home combines modern energy efficiency with timeless charm. Inside, you'll find many customized upgrades, such as Lutron motorized blinds in the living and dining rooms, a reverse osmosis water softener, AT&T fiber, whole house dehumidifier, Moen aligned fixtures, humidistat automatic bathroom fans, Nest thermostats, and smart home upgrades such as smart switches, exterior cameras, and security system, and electric car charger providing both style and functionality. Three bedrooms with the 3rd bedroom being downstairs in the first floor and a loft on the second floor separating the primary bedroom from the second bedroom adds to the versatility. This home allows for the enjoyment of living in a unique and charming historic neighborhood without the more intensive maintenance requirements of a historic home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,182
Property taxesest. at asking price, Duval County$643
Estimated total, before insurance$2,826/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,569/yr · $464/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$394,000
$78,800
Loan Term
Monthly Payment
$2,182
Principal & Interest: $2,182
Property taxes (est.): $643
Insurance (est.): $263
Estimated Total Monthly
$3,088
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,519 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,569/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 24, 2025Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
411 E 1st Street, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$439,000$2024/32,1683860.1
1132 N Market Street, Jacksonville, FL 32206Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$499,000$3223/2.51,55230.2
135 E 4th Street, Jacksonville, FL 32206Listed by 1 REALTY CORPAug 2026$425,000$2314/3.51,842120.3
1319 Evergreen Avenue, Jacksonville, FL 32206Listed by CORE REALTY, LLCAug 2026$225,000$1493/2.51,5061320.3
1116 Evergreen Avenue, Jacksonville, FL 32206Listed by MAXREV, LLCAug 2026$85,000$633/11,360150.3
706 5th Street E, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$220,020$1713/2.51,28400.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$233
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,714
Acres0.09 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman, Historic, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1245 Walnut Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size3,920.4 sq ft
Parcel Number0726350030

Amenities

Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Construction, HVAC, Insulation, Lighting, Thermostat, Water Heater, Windows
ParkingOff Street, On Street

Interior

Interior FeaturesSmart Home
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric, Zoned
FlooringConcrete, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security System Owned, Other

Exterior

Lot DescriptionFlag Lot, Historic Area
Patio / PorchCovered, Deck, Front Porch
FencingOther, Back Yard, Full, Wood
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 24, 2025
Days on Market130
Tax Amount$5,569.2
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BELLE EPOQUE REALTY SERVICES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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