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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 30, 2025·46 days on market

114 E Camelot Drive

Palatka, FL 32177

$530,265sold priceListed at $549,900 · 96.4% of asking$155/sqftMLS# 2077056
4
Beds
3.5
Baths
3,412
Sq Ft
1974
Built
2.5
Garage
No
Pool
No HOA2.31 acresSingle Family Residence1 story

About this home

Palatka

One owner spacious custom 4360 total sq ft home conveniently located on 2.3 acres. The home was designed and built by an architect with an eye for creating spaces for ultimate comfort and enjoyment. The living/dining room north and south walls are tempered glass and features cathedral ceiling with light pouring in from dawn to dusk. The family room features marble flooring with high ceiling and decorative wood beams. The full wall wood burning stone fireplace is a majestic and special feature of this home. The kitchen has an abundance of cabinets and a walk-in pantry plus an adjoining dining area. The four large bedrooms includes a master bedroom with two walk-in closets, and an en suite with 2 built-in linen closets and 2 hampers for a clothes free space. The other 3 bedrooms also have en suites with walk-in closets, built-in hampers and linen closets. A vey large cedar closet is a feature to delight every family member for storing their precious items.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,937
Estimated total, before insurance$2,937/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,626/yr · $219/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,626/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $145/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
229 Davis Lake Road, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCMay 2026$399,900$1454/2.52,7601770.2
100 Redbud Woods Trail, Palatka, FL 32177Listed by BEACH STATE REALTYSep 2025$420,000$1654/3.52,546830.5
102 Round Lake Circle, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLCMay 2025$475,000$1704/2.52,802600.6
211 Old Peniel Road, Palatka, FL 32177Listed by MOMENTUM REALTYJan 2026$284,300$1143/32,498421
360 Alabama Avenue, Palatka, FL 32177Listed by COLDWELL BANKER PREMIER PROPERTIESMay 2026$395,000$1184/23,3482581.4
164 Carole Road, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCJun 2026$325,000$1096/3.52,9751391.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$161
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,412
Total Structure Area4,360 sq ft
Acres2.31 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2.5
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryKelley Smith
HighPalatka

Community Information

Address114 E Camelot Drive, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size100,623.6 sq ft
Parcel Number101026000003800010
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Marble, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionAgricultural, Cleared, Dead End Street
Patio / PorchPatio
RoofMetal
ConstructionBlock, Brick Veneer
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedMarch 21, 2025
Days on Market46
Tax Amount$2,626.35
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 BECKHAM REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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