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Sold

Sold·Closed Sep 23, 2025·83 days on market

100 Redbud Woods Trail

Palatka, FL 32177

$420,000sold priceListed at $450,000 · 93.3% of asking$165/sqftMLS# 2085479
4
Beds
3.5
Baths
2,546
Sq Ft
1989
Built
2
Garage
No
Pool
No HOA1.02 acresSingle Family Residence2 stories

About this home

Palatka

Welcome to your fully renovated dream home in Palatka, situated on just over an acre of land offering space, privacy, and modern comfort. This beautifully updated residence features an open floorplan with soaring ceilings, a spacious kitchen with a large island, pot filler, and sleek finishes throughout. The luxurious glass-enclosed shower, bright sunroom, and seamless indoor-outdoor flow make it perfect for everyday living and entertaining. Major upgrades include a 2023 HVAC system & water heater, and a 2022 roof, ensuring peace of mind for years to come.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,326
Estimated total, before insurance$2,326/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,585/yr · $299/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,585/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
229 Davis Lake Road, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCMay 2026$399,900$1454/2.52,7601770.3
113 E Rellim Drive, Palatka, FL 32177Listed by IHEART REALTY INCAug 2026$287,000$1374/32,094650.4
118 W Camelot Drive -, Palatka, FL 32177Listed by EXP REALTY LLCJul 2026$370,000$2063/21,8001380.7
117 Horseman Club Road, Palatka, FL 32177Listed by IHEART REALTY INCApr 2026$294,900$1603/21,8381880.7
5108 Silver Lake Drive, Palatka, FL 32177Listed by IHEART REALTY INCJun 2026$375,000$1824/32,06290.8
103 Stephanie Street, Palatka, FL 32177Listed by EAZ REALTY LLCMay 2026$489,000$2113/32,3203660.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$177
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,546
Acres1.02 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address100 Redbud Woods Trail, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionPoint Of Woods
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size44,431.2 sq ft
Parcel Number151026731500000610
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level

Exterior

Exterior FeaturesOther
Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Porch
RoofMetal
ConstructionVinyl Siding, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 14, 2025
Days on Market83
Tax Amount$3,584.7
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEACH STATE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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