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Sold·Closed Jan 16, 2026·225 days on market
9 Summer Terrace
Palm Coast, FL 32137
About this home
Palm Coast
**Buyer's financing fell through. Back on market.**Welcome to your dream home, where comfort, style, and tranquility meet! This beautifully designed 2-bedroom, 2-bathroom home is move-in ready, offering an inviting open-concept layout that effortlessly connects each living space—ideal for both quiet relaxation and vibrant gatherings. The spacious kitchen is at the heart of the home, featuring abundant cabinet space, a convenient pantry, and a layout that invites conversation while you cook. A brand new AC unit was installed in June 2025, ensuring your comfort year-round.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,787 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 11 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 6 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 4 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 4 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 17 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 306 Palm Coast Parkway NE 203, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Jun 2026 | $130,000 | $129 | 2/2 | 1,006 | 80 | 0.4 |
| 31 Oxford Lane, Palm Coast, FL 32137Listed by ROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC. | Apr 2026 | $185,000 | $168 | 2/2 | 1,098 | 63 | 0.5 |
| 16 N Lake Forest Court, Palm Coast, FL 32137Listed by LPT REALTY LLC | Feb 2026 | $289,000 | $209 | 3/2.5 | 1,381 | 5 | 0.6 |
| 29 Hembury Lane, Palm Coast, FL 32137Listed by ENDLESS SUMMER REALTY | Jun 2026 | $185,000 | $168 | 2/2 | 1,098 | 82 | 0.7 |
| 8 Lake Forest Place, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $140,000 | $175 | 2/1 | 801 | 107 | 0.7 |
| 1200 Canopy Walk Lane 1233, Palm Coast, FL 32137Listed by REALTY EXECUTIVES OCEANSIDE | Jul 2026 | $212,000 | $171 | 2/2 | 1,238 | 70 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines