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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville.

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Sold

Sold·Closed May 7, 2025·28 days on market·Recent sales in Isle of Palms·Isle of Palms

4227 Seabreeze Drive

Jacksonville, FL 32250

$395,000sold priceListed at $440,000 · 89.8% of asking$261/sqftMLS# 2075072
3
Beds
2
Baths
1,513
Sq Ft
1979
Built
2
Garage
No
Pool

14 more homes for sale in Isle of Palms →Search Isle of Palms on the map

No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Isle of Palms

Opportunity is knocking - don't miss your chance to own a 3-bedroom, 2-bath home in the highly sought-after Isle of Palms neighborhood for under $450,000! This blank canvas is just waiting for your personal touch, whether you're an investor, contractor or a dreamer ready to create your perfect coastal retreat. With a comfortable layout, two-car garage and a screened patio open to a large backyard, the possibilities for enjoyment are endless! Plus, life is simply better by the beach - and this home puts you just minutes away from the sand! Located off San Pablo Road centered between Beach Blvd and JTB, and minutes to Mayo Clinic. Convenience meets opportunity in this prime location! Don't snooze on this one - come see it today and start living your best Isle of Palms lifestyle!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Duval County$645
Estimated total, before insurance$2,833/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,552 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 14, 2025Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $353/sq ft; this home is listed at $291/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14540 Stacey Road, Jacksonville, FL 32250Listed by LOWEST FEE REALTY LLCAug 2026$675,000$3783/21,786420.2
4466 Grassey Cay Lane, Jacksonville, FL 32224Listed by SEFAIR INVESTMENTS, INC.Sep 2026$363,600$2643/21,37640.4
3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTYSep 2026$630,000$3533/21,787290.4
2503 Liberty Lane, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$595,000$4343/21,37251.7
14396 Aqua Vista Road N, Jacksonville, FL 32224Listed by SOMEDAY HOMES REALTY, LLC.Aug 2026$499,000$3474/2.51,43631.7
3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$400,000$2554/21,56711.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$440,000
Price / Sq Ft$291
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,513
Acres0.21 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4227 Seabreeze Drive, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionIsle Of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Size9,147.6 sq ft
Parcel Number1800160010

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Covered, Garage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Dryer, Electric Oven, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedMarch 14, 2025
Days on Market28
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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