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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed May 8, 2025·29 days on market·Recent sales in Mandarin

3929 Reds Gait Lane

Jacksonville, FL 32223

$680,000sold priceListed at $685,000 · 99.3% of asking$225/sqftMLS# 2074535
5
Beds
3.5
Baths
3,024
Sq Ft
2005
Built
2
Garage
No
Pool
HOA $104/mo10,890 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Experience luxury living in this stunning 5-bedroom, 3.5-bathroom home with a private in-ground pool in an exclusive gated community! This beautifully remodeled home features a modern kitchen, an elegant master bath, and luxury flooring throughout. The spacious master suite and office are conveniently located on the main level. Major upgrades include a new roof (2022), HVAC (2020), water heater (2025), and a water softener. Nestled in a prime location, this home offers the perfect blend of comfort, style, and convenience. Don't miss out—schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,767
Property taxesest. at asking price, Duval County$1,110
HOAbilled annually$104
Estimated total, before insurance$4,980/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,026/yr · $502/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$680,000
$136,000
Loan Term
Monthly Payment
$3,767
Principal & Interest: $3,767
Property taxes (est.): $1,110
Insurance (est.): $453
Estimated Total Monthly
$5,330
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,660 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,026/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 12, 2025Listed$685,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTYOct 2026$490,000$2024/22,431920.1
3881 Reds Gait Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCAug 2026$700,000$2205/3.53,187180.1
3752 Helicon Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYAug 2026$520,000$2303/22,26230.3
11849 Clearwater Oaks Drive W, Jacksonville, FL 32223Listed by WATSON REALTY CORPAug 2026$549,000$2324/32,363170.3
12160 Banyan Tree Drive, Jacksonville, FL 32258Listed by REAL ESTATE SOLUTIONSSep 2026$474,900$2174/32,188630.8
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991070.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$685,000
Price / Sq Ft$227
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,024
Acres0.25 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3929 Reds Gait Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionReds Gait
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,890 sq ft
Parcel Number1589133695

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit
SecuritySecurity Gate
Spa FeaturesIn Ground

Exterior

FencingBack Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedMarch 12, 2025
Days on Market29
HOA Fees$1,242 / Annually
HOA FrequencyAnnually
Tax Amount$6,026.13
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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