Sold·Closed Sep 11, 2026·513 days on market
37 Ponce Preserve Drive
Palm Coast, FL 32164
About this home
Palm Coast
Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. The Slate floor plan offers 4 bedrooms and 3 bathrooms with beautifully curated finishes throughout. The kitchen impresses with quartz countertops, a large island, tile backsplash, walk-in pantry and all appliances included. The spacious primary suite includes a soaking tub, separate shower and generous closet, while a secondary en-suite is ideal for guests. Enjoy outdoor living on the covered lanai overlooking an extra-large, tree-lined backyard. Located in a gated community and complete with a 3-car garage, this home blends privacy, function and style in a sought-after setting. *Financing subject to change.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,457 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 6:55 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai; a pool here trades warmth for comfort.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Sep 14, 2026Closed$366,997
- Aug 6, 2026Pending$366,997
- Jul 16, 2026Price change$366,997−$9,316
- Mar 5, 2025Listed$376,313
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 41 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Jul 2026 | $361,997 | $175 | 4/3 | 2,070 | 496 | 0 |
| 49 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $358,080 | $173 | 4/3 | 2,070 | 112 | 0.1 |
| 32 Portofino Lane, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $360,997 | $174 | 4/3 | 2,077 | 100 | 0.1 |
| 53 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $365,438 | $176 | 4/3 | 2,077 | 90 | 0.1 |
| 57 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Aug 2026 | $366,000 | $176 | 4/3 | 2,077 | 85 | 0.1 |
| 25 Portofino Lane, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Jul 2026 | $397,630 | $191 | 4/3 | 2,077 | 37 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AXEN REALTY LLC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in SummerTide
For Sale55 Ponce Preserve DrivePalm Coast, FL 32164
4 bd · 3 ba · 2,070 sq ft
$367,359Est. $1,955/moThe thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and…
Listing Office: axen realty llc
Pending39 Ponce Preserve DrivePalm Coast, FL 32164
4 bd · 3 ba · 2,070 sq ft
$359,997Est. $1,916/moRates as low as 4.99! Up to $15k CC for any deal using our preferred lender. Move-in ready & situated on a private,…
Listing Office: axen realty llc
Pending65 Ponce Preserve DrivePalm Coast, FL 32164
4 bd · 3 ba · 2,070 sq ft
$359,997Est. $1,916/moRates as low as 4.99! Up to $15k CC for any deal using our preferred lender. The thoughtfully designed Agate plan…
Listing Office: axen realty llc
For Sale63 Ponce Preserve DrivePalm Coast, FL 32164
4 bd · 3 ba · 2,077 sq ft
$374,997Est. $1,996/moRates as low as 4.99! Up to $15k CC for any deal using our preferred lender. Discover this must-see Slate model home.…
Listing Office: axen realty llc
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines