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Active

Active·497 days on market

37 Ponce Preserve Drive

Palm Coast, FL 32164

$366,997$177/sqftEst. $1,953/moMLS# 2073881
4
Beds
3
Baths
2,070
Sq Ft
2025
Built
3
Garage
No
Pool

About this home

Palm Coast

Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. The Slate floor plan offers 4 bedrooms and 3 bathrooms with beautifully curated finishes throughout. The kitchen impresses with quartz countertops, a large island, tile backsplash, walk-in pantry and all appliances included. The spacious primary suite includes a soaking tub, separate shower and generous closet, while a secondary en-suite is ideal for guests. Enjoy outdoor living on the covered lanai overlooking an extra-large, tree-lined backyard. Located in a gated community and complete with a 3-car garage, this home blends privacy, function and style in a sought-after setting. *Financing subject to change.

Cost to own

Mortgage calculator

$366,997
$73,399
Loan Term
Monthly Payment
$1,854
Principal & Interest: $1,854
Est. Taxes & Insurance: $463
Estimated Total Monthly
$2,317
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,953
HOAbilled quarterly$119
Estimated total, before insurance$2,072/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,457 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 16, 2026Price change$366,997$9,316
  • Mar 5, 2025Listed$376,313

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$366,997
Price / Sq Ft$177
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,070
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouthwest

Community Information

Address37 Ponce Preserve Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionSummerTide
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size6,534 sq ft
Parcel Number3111315145000000180

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Composition Siding, Frame

Additional Information

Date ListedMarch 5, 2025
Days on Market498
HOA Fees$357 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign Jacobs
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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