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Sold

Sold·Closed Jul 25, 2025·98 days on market

660 Yellow Oaks Lane

Orange Park, FL 32065

$198,500sold priceListed at $198,500 · 100% of asking$179/sqftMLS# 2073632
2
Beds
2.5
Baths
1,109
Sq Ft
2022
Built
—
Garage
No
Pool
HOA $130/mo1,307 sqft lotTownhouse2 stories

About this home

Orange Park

WELCOME HOME TO DESIRABLE OAKLEAF!! This 2 bedroom 2 1/2 bath townhome has the perfect location..close to schools, shopping and the interstate. This home is in mint condition. Feels like a new home! Equipped with stainless steel appliances, washer, dryer and a covered patio.. each room has its own bath, and a half bath downstairs for guests.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,099
Property taxesest. at asking price, Clay County$304
HOAbilled monthly$130
Estimated total, before insurance$1,534/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,937/yr · $245/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$198,500
$39,700
Loan Term
Monthly Payment
$1,099
Principal & Interest: $1,099
Property taxes (est.): $304
Insurance (est.): $132
Estimated Total Monthly
$1,536
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,937/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 10, 2025Listed$198,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3964 Village View Lane, Orange Park, FL 32065Listed by ERA ONETEAM REALTYJul 2026$160,000$1742/29181060
339 Sunstone Court, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJul 2026$185,000$1283/2.51,440120.1
722 Crystal Way, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEAug 2026$185,000$1282/2.51,44080.2
710 Crystal Way, Orange Park, FL 32065Listed by JWB REALTY LLCDec 2025$190,000$1323/2.51,4402120.2
785 Oakleaf Plantation Parkway 914, Orange Park, FL 32065Listed by MOMENTUM REALTYJul 2026$170,000$1272/21,339560.3
625 Oakleaf Plantation Parkway 813, Orange Park, FL 32065Listed by EXP REALTY LLCMay 2025$209,000$1463/2.51,430340.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$198,500
Price / Sq Ft$179
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,109
Acres0.03 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address660 Yellow Oaks Lane, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionTowering Oaks
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size1,306.8 sq ft
Parcel Number06042500786908020

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAssigned

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingElectric
# of Stories2

Additional Information

Date ListedMarch 10, 2025
Days on Market98
HOA Fees$130 / Monthly
HOA FrequencyMonthly
Tax Amount$2,937.43
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TRINITY REAL ESTATE III LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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