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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed May 5, 2025·24 days on market·Recent sales in RiverTown

124 Meadow Creek Drive

St. Johns, FL 32259

$520,000sold priceListed at $524,990 · 99% of asking$252/sqftMLS# 2073466
4
Beds
2.5
Baths
2,066
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $4/mo4,792 sqft lotSingle Family Residence2 stories

About this home

St. Johns

BETTER THAN NEW CONSTRUCTION!!! Welcome to your dream home in The Haven at RiverTown! This stunning 4-bedroom, 2.5-bathroom residence spans 2,066 square feet of beautifully upgraded living space. The open-concept floor plan features a modern kitchen with sleek quartz countertops and ample cabinetry, including a built-in dry bar for extra storage. Relax in the cozy living room with color-selecting smart lights and an elegant electric fireplace. Step outside to the screened lanai, perfect for enjoying the serene Florida evenings. The home is equipped with top-notch amenities such as a full home surge protector, UDI whole home water softener, and under sink reverse osmosis water filter. The garage and lanai boast durable epoxy floors, adding a touch of luxury and ease of maintenance. The RiverTown community offers a master-planned experience nestled along the picturesque St. Johns River. Enjoy access to a host of amenities, scenic views, and a welcoming neighborhood atmosphere.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, St. Johns County$692
HOAbilled annually$4
Estimated total, before insurance$3,576/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,935/yr · $578/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $692
Insurance (est.): $347
Estimated Total Monthly
$3,919
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$394,631$341,961—
2024$401,368$331,616—
2023$370,501$320,501—
2022$89,600$89,600—

2024 property taxes (current owner): $6,935/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Mar 6, 2025Listed$524,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Aug 2026$630,674$2644/32,38500.4
146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$599,000$2533/2.52,367880.5
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$505,000$2133/22,370550.6
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.6
25 Perdido Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSOct 2026$599,000$2424/3.52,47130.8
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$524,990
Price / Sq Ft$254
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,066
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address124 Meadow Creek Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size4,791.6 sq ft
Parcel Number0007181430
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMarch 6, 2025
Days on Market24
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$6,934.93
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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