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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Gran Lake, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Apr 22, 2025·23 days on market·Recent sales in Gran Lake·Gran Lake

309 Firefly Trace

St. Augustine, FL 32092

$664,500sold priceListed at $679,000 · 97.9% of asking$205/sqftMLS# 2073097
4
Beds
4
Baths
3,236
Sq Ft
2017
Built
3
Garage
No
Pool

4 more homes for sale in Gran Lake →Search Gran Lake on the map

HOA $130/mo12,197 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Gran Lake

*OPEN HOUSE SAT, 3/15 FROM 12-2* Welcome Home to this custom built LAKEFRONT BEAUTY by Riverside Homes in the picturesque community of Gran Lake, located in the highly desirable World Golf Village!! NO CDD FEE! NATURAL GAS COMMUNITY! Kayak and paddle board from your own backyard on the 32 Acre Lake! This 4 bedroom, 4 FULL bathroom and 3 car garage home is conveniently located in a cul-de-sac and features an OFFICE plus an oversized BONUS/GAME ROOM off the family room on the first floor! BRAND NEW CARPET THROUGHOUT. ENTIRE INTERIOR HAS BEEN TOUCHED UP AND FRESHLY PAINTED. This home is BETTER THAN NEW and MOVE-IN READY! As you enter the stately lead glass double doors you are instantly impressed by all of the custom touches this home has to offer! Sellers spared no expense when building this custom home and are the original owners. Soaring ceilings and natural light galore allow you to take in the panoramic, serene lake views that encompass this entire home. The GOURMET KITCHEN

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,681
Property taxesest. at asking price, St. Johns County$884
HOAbilled semi-annually$130
Estimated total, before insurance$4,695/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$664,500
$132,900
Loan Term
Monthly Payment
$3,681
Principal & Interest: $3,681
Property taxes (est.): $884
Insurance (est.): $443
Estimated Total Monthly
$5,008
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $254/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 28, 2025Listed$679,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
244 Willow Lake Drive, St. Augustine, FL 32092Listed by WEICHERT REALTORS COASTAL CITYOct 2026$500,000$1514/3.53,3052160.4
255 Willow Lake Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$450,000$1945/32,320730.4
604 Willow Lake Drive, St. Augustine, FL 32092Listed by REALTY ONE GROUP ELEVATEJul 2026$615,000$1875/43,287400.4
249 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$499,000$2083/2.52,3953640.5
491 Willow Lake Drive, St. Augustine, FL 32092Listed by EXP REALTY LLCSep 2026$585,000$2284/32,568160.5
210 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$512,500$1963/2.52,6202990.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$679,000
Price / Sq Ft$210
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,236
Acres0.28 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address309 Firefly Trace, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionGran Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size12,196.8 sq ft
Parcel Number0289911500

Amenities

AmenitiesPool, Clubhouse, Playground
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Full
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 28, 2025
Days on Market23
HOA Fees$780 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$254
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Gran Lake

Gran Lake is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Gran Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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