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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Royal Palms, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed May 30, 2025·56 days on market·Recent sales in Royal Palms·Royal Palms

423 Royal Palms Drive

Atlantic Beach, FL 32233

$799,000sold priceListed at $799,000 · 100% of asking$510/sqftMLS# 2072824
4
Beds
2
Baths
1,567
Sq Ft
1971
Built
—
Garage
No
Pool

7 more homes for sale in Royal Palms →Search Royal Palms on the map

No HOA6,970 sqft lotSingle Family Residence1 story

About this home

Royal Palms

DO NOT MISS THIS 'LIKE NEW' PERFECTLY RENOVATED HOME. EXPANSIVE OPEN FLOOR PLAN w/ Lots of Natural light, incredibly well thought out. Organic design meets modern finishes. Kitchen w/center island, marble counters, soft pull Cabinets, high end appliances, separate wine bar, wide plank English oak looking flooring throughout. Family rm w/Electric Fireplace, French doors to a large deck expanding your home for entertaining, plenty of room for a pool, fully fenced private backyard w/shed, New 30 yr architectural shingle Roof. Primary suite like no other - large primary bath & a large walk in closet. In door laundry room, All new Windows & Doors, Brand New HVAC system & Duct work, new water heater, Completely re-wired and new panel ; All new electric. Exterior boasts white Brick & hardy board w/ custom wood shutters, outdoor shower. Plenty of parking: Driveway will accommodate 5-6 cars. DO NOT MISS THIS ONE!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,426
Property taxesest. at asking price, Duval County$1,305
Estimated total, before insurance$5,730/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$850/yr · $71/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,426
Principal & Interest: $4,426
Property taxes (est.): $1,305
Insurance (est.): $533
Estimated Total Monthly
$6,263
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,654 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $850/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 27, 2025Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $510/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
466 Mako Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$683,000$3494/21,95780
785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$710,000$4733/21,500200.1
455 Irex Road, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLCAug 2026$605,000$4334/21,396300.1
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.2
43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTYAug 2026$350,000$2582/1.51,3551230.2
162 Belvedere Street, Atlantic Beach, FL 32233Listed by REAL BROKER LLCSep 2026$625,000$4873/21,28430.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$510
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,567
Total Structure Area1,579 sq ft
Acres0.16 acres
Year Built1971
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address423 Royal Palms Drive, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionRoyal Palms
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size6,969.6 sq ft
Lot Dimensions80.65 x 93
Parcel Number1714870000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchCovered, Deck, Front Porch
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
ConstructionBrick, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 28, 2025
Days on Market56
Tax Amount$849.94
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Royal Palms

Royal Palms is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Royal Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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