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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 23, 2025·37 days on market·Recent sales in Jacksonville

903 Old Hickory Road

Jacksonville, FL 32207

$430,000sold priceListed at $457,500 · 94% of asking$260/sqftMLS# 2072600
3
Beds
2
Baths
1,652
Sq Ft
1939
Built
1
Garage
No
Pool
No HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Historic brick charmer located 1 street from Bishop Kenny HS! Imagine San Marco, Riverfront, Southbank, and Bee Street Park just a short stroll away! This 1 story home with a classic brick exterior offers 3 bedrooms, 1 walk in closet, 2 full bathrooms, and a detached one car garage! Gorgeous wood flooring throughout the main areas and also located under carpet in the 2 spare bedrooms. Updated kitchen with gas range, solid wood hickory cabinets and Bosch dishwasher. NEW LG microwave. The backyard functions as a private oasis filled with greenery and enclosed with a white picket fence. View of the River and bridges! Tankless hot water heater, new roof in 2020, new HVAC in 2023 with a 10-year warranty and is a TOP OF THE LINE Carrier, w/ inverter variable speed, Wifi able, ultraviolet system, and all air ducts replaced. This smart home is controlled by Alexa. Convenient natural gas generator stays. LOVELY & MUST SEE! LOVINGLY CARED FOR BY METICULOUS OWNERS!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Duval County$702
Estimated total, before insurance$3,084/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,667/yr · $139/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $702
Insurance (est.): $287
Estimated Total Monthly
$3,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,473 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,667/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 16, 2025Listed$457,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $290/sq ft; this home is listed at $277/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
821 Old Hickory Road, Jacksonville, FL 32207Listed by DJ & LINDSEY REAL ESTATEOct 2026$395,000$2852/1.51,385140.1
1526 Harbor Oaks Road, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$239,000$1813/21,32011
1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLCOct 2026$355,000$2133/21,668641.1
1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INCOct 2026$535,000$3263/2.51,642431.1
909 Cedar Street, Jacksonville, FL 32207Listed by REAL BROKER LLCAug 2026$525,000$2904/31,813981.1
1524 Kingswood Road, Jacksonville, FL 32207Listed by REALTY ONE GROUP ELEVATEAug 2026$510,000$3053/21,67391.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$457,500
Price / Sq Ft$277
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,652
Total Structure Area1,652 sq ft
Acres0.16 acres
Year Built1939
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Ranch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementarySpring Park
MiddleSouthside
HighEnglewood

Community Information

Address903 Old Hickory Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSouth Shores
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size6,969.6 sq ft
Parcel Number1301470000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC
ParkingGarage
ViewBridge(s), City, River

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDryer, Gas Range, Microwave, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Patio
FencingOther, Back Yard
RoofShingle
ConstructionBrick, Vinyl Siding
Road FrontageCity Street

Additional Information

Date ListedApril 16, 2025
Days on Market37
Tax Amount$1,666.85
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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