This home is in Jacksonville — a new construction home in Jacksonville.
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Sold·Closed Sep 17, 2025·172 days on market·Recent sales in Jacksonville
187 Cougar Road
Jacksonville, FL 32220
About this home
Jacksonville
No neighbors to the right of you! Almost move in ready! RELAX IN YOUR BACKYARD WHERE NATURE SPEAKS AND MINIMAL TRAFFIC AT THE END OF THE STREET! This is a great investment opportunity with lots of new homes being built on the same street and nearby. Get up to $10,000 towards closing costs! No money down and rate buy-down options available, inquire within! Discover stunning brand-new construction in Jacksonville with no HOA. This coastal-style gem features an open floor plan with 3 bedrooms, 2.5 bathrooms, and a spacious garage. Inside, enjoy luxury vinyl plank flooring, designer cabinets, sleek stainless steel appliances, and exquisite quartz countertops. This home is perfect as an affordable dream or a savvy investment property, with no rental restrictions. Bring your boat and trailer—enjoy the freedom of no HOA restrictions, plus fencing options available! Almost move-in ready with a motivated seller! If this isn't your perfect match, call for our inventory list!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,464 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $124/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Feb 27, 2025Listed$225,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 640 Radnor Lane, Jacksonville, FL 32221Listed by MOMENTUM REALTY | Aug 2026 | $255,000 | $203 | 3/2 | 1,255 | 52 | 0.9 |
| 639 Purcell Drive, Jacksonville, FL 32221Listed by KELLER WILLIAMS FIRST COAST REALTY | Aug 2026 | $235,000 | $168 | 3/2 | 1,398 | 15 | 0.9 |
| 9044 Crystal Springs Road, Jacksonville, FL 32221Listed by JPAR CITY AND BEACH | Jul 2026 | $70,000 | $54 | 2/1 | 1,300 | 259 | 1 |
| 9318 Ida Street, Jacksonville, FL 32220Listed by RPB REALTY,INC | Jul 2026 | $279,900 | $193 | 3/2 | 1,451 | 24 | 1 |
| 758 Trambley Drive E, Jacksonville, FL 32221Listed by MOMENTUM REALTY | Aug 2026 | $190,000 | $172 | 3/2 | 1,102 | 6 | 1.1 |
| 8647 Lenox Avenue, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLC | Sep 2026 | $216,999 | $156 | 3/2 | 1,392 | 114 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CRYSTAL CLEAR REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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