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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Apr 9, 2025·3 days on market·Recent sales in Atlantic Beach

1370 Camelia Street

Atlantic Beach, FL 32233

$457,500sold priceListed at $465,000 · 98.4% of asking$331/sqftMLS# 2071713
3
Beds
2
Baths
1,382
Sq Ft
2016
Built
2
Garage
No
Pool
No HOA5,227 sqft lotSingle Family Residence1 story

About this home

Atlantic Beach

Welcome to your dream home at 1370 Camellia St, nestled in the heart of idyllic Atlantic Beach, Florida. This charming 3-bedroom, 2-bathroom detached property, constructed in 2016, strikes a harmonious balance between modern convenience and casual coastal living. Its exceptional split-bedroom layout offers both privacy and comfort, perfect for families or working professionals. Step through the front door into a welcoming space bathed in natural light. The open kitchen beckons, featuring sleek quartz countertops and a gas range, ideal for culinary enthusiasts. Whether whipping up a casual breakfast or entertaining friends and family, this kitchen serves as the heart of the home. The airy layout flows seamlessly into the living and dining areas, offering flexibility for both intimate gatherings and lively celebrations. One of the three bedrooms is currently tailored as a sophisticated office space, a testimony to the home's versatility. With a simple conversion, it can easi

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,534
Property taxesest. at asking price, Duval County$747
Estimated total, before insurance$3,281/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,384/yr · $282/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$457,500
$91,500
Loan Term
Monthly Payment
$2,534
Principal & Interest: $2,534
Property taxes (est.): $747
Insurance (est.): $305
Estimated Total Monthly
$3,586
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$361,562$191,283—
2024$344,042$185,185—
2023$330,276$178,335—
2022$279,249$171,685—
2021$226,404$165,229—
2020$219,678$162,258—

2024 property taxes (current owner): $3,384/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $301/sq ft; this home is listed at $336/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1455 Begonia Street, Atlantic Beach, FL 32233Listed by 1 REALTY CORPSep 2026$242,000$2302/11,050320.1
1145 Stocks Street, Atlantic Beach, FL 32233Listed by WHOLESALE REALTY LLCSep 2026$415,000$3793/21,096130.1
410 Main Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$371,500$3323/21,11940.4
43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTYAug 2026$350,000$2582/1.51,3551230.6
2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTYOct 2026$352,000$3013/21,17050.7
2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC.Sep 2026$367,000$2193/21,6721310.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$336
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,382
Acres0.12 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1370 Camelia Street, Atlantic Beach, FL 32233
Area233-Atlantic Beach-West
SubdivisionAtlantic Beach West
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size5,227.2 sq ft
Parcel Number1710500215

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Split Bedrooms
AppliancesDishwasher, Gas Range, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

FencingBack Yard

Additional Information

Date ListedFebruary 23, 2025
Days on Market3
Tax Amount$3,383.55
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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