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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Aug 29, 2025·142 days on market·Recent sales in Jacksonville

16622 Cody Creek Court

Jacksonville, FL 32226

$365,000sold priceListed at $365,000 · 100% of asking$229/sqftMLS# 2070579
3
Beds
2
Baths
1,592
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $120/mo7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

VIRTUALLY NEW LIGHT & BRIGHT RANCH HOME FROM PULTE NEAR THE WATER & JAX INTNL AIRPORT. Inside this lovely contemporary styled home you will find two bedrooms upfront, a very private primary bedroom in the back corner w/ massive walk-in closet. LVP is throughout the living/kitchen/dining areas. Garage has an upgraded epoxy flooring. EXPANDED PAVER LANAI, FENCED YARD, PLUSH LANDSCAPE AND HOT TUB!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Duval County$596
HOAbilled monthly$120
Estimated total, before insurance$2,738/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,486/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,486/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 7, 2025Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
16421 Tisons Blf Road, Jacksonville, FL 32218Listed by EXP REALTY LLCSep 2026$307,000$1654/21,860630.2
16194 Magnolia Grove Way, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSSep 2026$324,900$2113/21,540430.5
16288 Tisons Bluff Road, Jacksonville, FL 32218Listed by REDFIN CORPORATIONJul 2026$290,000$1584/21,836640.5
16190 Kayla Cove Court, Jacksonville, FL 32218Listed by EXP REALTY LLCSep 2026$315,000$1833/21,720190.6
16175 Dowing Creek Drive, Jacksonville, FL 32218Listed by BEYCOME OF FLORIDA LLCAug 2026$300,000$1674/21,7981270.7
169 Asbury Hill Court, Jacksonville, FL 32218Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$300,000$1633/21,8363070.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,000
Price / Sq Ft$229
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,592
Acres0.17 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLouis Sheffield
MiddleOceanway
HighFirst Coast

Community Information

Address16622 Cody Creek Court, Jacksonville, FL 32226
Area092-Oceanway/Pecan Park
SubdivisionHidden Bluff
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size7,405.2 sq ft
Parcel Number1061229260

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
FencingBack Yard, Full, Privacy
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedMarch 7, 2025
Days on Market142
HOA Fees$120 / Monthly
HOA FrequencyMonthly
Tax Amount$4,485.61
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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