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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Mar 7, 2025·6 days on market·Recent sales in Jacksonville

7446 Spinola Road

Jacksonville, FL 32217

$350,000sold priceListed at $359,900 · 97.2% of asking$212/sqftMLS# 2069164
3
Beds
2
Baths
1,654
Sq Ft
1957
Built
—
Garage
No
Pool
HOA $8/mo13,068 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully restored 3-bedroom, 2-bathroom home, where timeless charm meets modern convenience. Nestled on a spacious lot in the sought-after San Jose Forest community, this home offers a rare blend of character and contemporary upgrades—all with a picturesque pond setting right in your backyard. Recently renovated with thoughtful attention to detail, this home boasts a brand-new ROOF, new HVAC system, and fully remodeled kitchen and bathrooms, ensuring both style and peace of mind. The kitchen shines with new cabinetry, sleek countertops, and updated fixtures, creating an inviting space for cooking and gathering. The main living areas are enhanced with new luxury vinyl plank flooring, while plush new carpeting adds comfort to each bedroom. With its expansive lot, tranquil water views, and a community known for its charm and character, this home is the perfect retreat while still being conveniently located near shopping, dining, and major roadways. Come experience the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled annually$8
Estimated total, before insurance$2,518/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,205/yr · $350/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,281 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,205/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 7, 2025Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7837 Rondeau Drive E, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$225,000$1673/21,351210.3
7842 Rondeau Drive E, Jacksonville, FL 32217Listed by OPENDOOR BROKERAGE, LLC.Aug 2026$298,000$1873/21,596210.3
7919 Rondeau Drive E, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$269,900$1573/21,72070.4
7920 Scotland Road, Jacksonville, FL 32217Listed by BASS PROFESSIONAL REALTY, INCSep 2026$226,000$1453/21,55440.5
7959 Praver Drive E, Jacksonville, FL 32217Listed by JPAR CITY AND BEACHAug 2026$359,000$1963/21,833460.6
2432 Jose Circle S, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICESOct 2026$430,000$2183/31,971160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,900
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,654
Acres0.30 acres
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address7446 Spinola Road, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size13,068 sq ft
Parcel Number1508410000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Carport
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBlock
Other StructuresShed(s)

Additional Information

Date ListedFebruary 7, 2025
Days on Market6
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$4,205.01
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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