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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Aug 22, 2025·157 days on market·Recent sales in Over 55 & Active Adult

12723 Rubber Fig Terrace

Jacksonville, FL 32218

$379,495sold priceListed at $385,990 · 98.3% of asking$152/sqftMLS# 2068589
5
Beds
3
Baths
2,492
Sq Ft
2024
Built
2
Garage
No
Pool
HOA $10/moSingle Family Residence2 storiesNew construction

About this home

Jacksonville

Water Views!!!! And a Loft!! Welcome to The Arbors! We are proud to build in Jacksonville's rapidly expanding Northside. The Arbors is located just a few miles from the expansive River City Marketplace shopping, dining and the Jacksonville International Airport. Residents in this new home community will enjoy amenities such as a pool, fitness center, splash pad and playground. Start your new home journey TODAY!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,102
Property taxesest. at asking price, Duval County$620
HOAbilled quarterly$10
Estimated total, before insurance$2,732/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,495
$75,899
Loan Term
Monthly Payment
$2,102
Principal & Interest: $2,102
Property taxes (est.): $620
Insurance (est.): $253
Estimated Total Monthly
$2,975
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 5, 2025Listed$385,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12517 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$349,900$1884/21,862110.1
12455 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$350,000$1884/21,8621060.1
4161 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$354,350$2004/21,774610.3
4005 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCAug 2026$350,000$1974/21,774480.3
12143 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$372,350$1724/2.52,160750.4
12107 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$362,350$1684/2.52,160940.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,990
Price / Sq Ft$155
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,492
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryGarden City
MiddleHighlands
HighJean Ribault

Community Information

Address12723 Rubber Fig Terrace, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionThe Arbors
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number019449 4050

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 5, 2025
Days on Market157
HOA Fees$30.75 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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