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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Aug 29, 2025·164 days on market·Recent sales in St. Augustine

82 Whitland Way

St. Augustine, FL 32086

$255,000sold priceListed at $255,000 · 100% of asking$190/sqftMLS# 2066168
2
Beds
2.5
Baths
1,341
Sq Ft
2017
Built
1
Garage
No
Pool
HOA $91/mo2,178 sqft lotTownhouse2 stories

About this home

St. Augustine

Motivated Seller - Cypress Bay is a low-maintenance townhome community in St. Johns county boasting top-rated schools and easy access to 1-95. Newly designed open floorplan townhomes with garage. Cypress Bay is located within minutes of St. Augustine, shopping, beaches and dining, as well as as the Historic District. Townhome features extend back patio and fully fenced backyard. Modern open kitchen with stainless steel appliances and seating at the bar. All Appliances included.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Property taxesest. at asking price, St. Johns County$339
HOAbilled quarterly$91
Estimated total, before insurance$1,843/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,958/yr · $163/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Property taxes (est.): $339
Insurance (est.): $170
Estimated Total Monthly
$1,922
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$236,339$129,082—
2024$229,015$124,737—
2023$215,725$119,648—
2022$201,064$114,707—
2021$159,910$109,910—
2020$148,564$89,181—

2024 property taxes (current owner): $1,958/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
145 Whitland Way, St. Augustine, FL 32086Listed by VREELAND REAL ESTATE LLCAug 2026$215,000$1782/2.51,211540
440 S Villa San Marco Drive 201, St. Augustine, FL 32086Listed by WATSON REALTY CORPSep 2026$200,000$1593/21,2601000.5
405 S Villa San Marco Drive 208, St. Augustine, FL 32086Listed by CROSSVIEW REALTYAug 2026$197,000$1563/21,260120.7
288 Moultrie Village Lane, St. Augustine South, FL 32086Listed by MILLER & COMPANY REAL ESTATESep 2026$210,000$1532/2.51,372991.1
237 Moultrie Village Lane, St. Augustine, FL 32086Listed by MOMENTUM REALTYJul 2026$220,000$1602/2.51,372321.1
945 S Ponce De Leon Boulevard, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$305,000$2722/21,120331.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$255,000
Price / Sq Ft$190
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,341
Acres0.05 acres
Year Built2017
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOsceola

Community Information

Address82 Whitland Way, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionCypress Bay
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size2,178 sq ft
Parcel Number1027641170
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchPatio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJune 2, 2025
Days on Market164
HOA Fees$273 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,957.81
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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