This home is in Isle of Palms, Jacksonville — a waterfront home in Jacksonville.
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Sold·Closed Apr 25, 2025·76 days on market·Recent sales in Isle of Palms·Isle of Palms
4105 Tradewinds Drive
Jacksonville, FL 32250
14 more homes for sale in Isle of Palms →Search Isle of Palms on the map
About this home
Isle of Palms
The waterfront home in Isle of Palms you have been waiting for! The main home features 3 bedrooms/2 baths, along with a 1 bedroom/1 bath ADU, pool home, guest suite, etc, which can be accessed via the garage or back patio. The ADU has a murphy bed, along with a full bath including clawfoot tub and separate spa shower. The large covered patio has beautiful open beam ceilings, oversized fan to keep you nice and cool while you overlook the stunning pool! Down by the water you will find a dock, and covered boathouse with fresh water, electricity, and boat lift. This large corner lot features beautiful landscaping, and the backyard is fenced for total privacy. *Preferred financing offered through Movement Mortgage, please inquire for more details. Concessions available depending on offer price and terms.*
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1963)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,729 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $717,846 | $619,374 | ▲ $23,969 |
| 2024 | $695,279 | $601,211 | ▲ $30,012 |
| 2023 | $684,626 | $582,244 | ▲ $49,200 |
| 2022 | $614,651 | $563,830 | — |
| 2021 | $423,545 | $370,176 | — |
| 2020 | $414,375 | $364,375 | ▲ $46,735 |
2023 property taxes (current owner): $11,827/yr
Estimated taxes if purchased at asking price: ~$16,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jan 10, 2025Listed$849,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $353/sq ft; this home is listed at $427/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTY | Sep 2026 | $630,000 | $353 | 3/2 | 1,787 | 29 | 0.2 |
| 14637 Marsh View Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,150,000 | $492 | 4/2.5 | 2,337 | 10 | 0.8 |
| 14803 Plumosa Drive, Jacksonville, FL 32250Listed by COASTAL REALTY JAX | Oct 2026 | $1,650,000 | $761 | 3/2 | 2,167 | 156 | 1 |
| 3719 Sea Hawk Street E, Jacksonville, FL 32224Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $425,000 | $191 | 4/2.5 | 2,227 | 99 | 1.3 |
| 3941 Danforth Drive W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $529,900 | $243 | 4/2 | 2,183 | 2 | 1.4 |
| 4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $626,025 | $296 | 3/2 | 2,114 | 3 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
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Under Contract14526 Plumosa DriveJacksonville, FL 32250
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines