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Sold

Sold·Closed Apr 25, 2025·79 days on market

1042 Raiford Road

Starke, FL 32091

$269,000sold priceListed at $269,000 · 100% of asking$158/sqftMLS# 2062649
3
Beds
2
Baths
1,698
Sq Ft
1989
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

Charming 3-bedroom, 2-bath brick home located within the Starke city limits, offering 1,698 sq. ft. of comfortable living space. This home is conveniently close to schools, shopping, and amenities that Starke has to offer. The cozy living area is ideal for gatherings, while the screened-in back porch invites relaxation or entertaining. A fenced backyard provides a safe space for pets or play. Additional features include a metal carport and a versatile 16x32 out building with a concrete floor—perfect for extra storage, a workshop, an outdoor patio, or space for your lawn care items. Enjoy an easy commute to Gainesville and Jacksonville, making this home a perfect blend of convenience, comfort, and potential. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,490
Estimated total, before insurance$1,490/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,000
$53,800
Loan Term
Monthly Payment
$1,490
Principal & Interest: $1,490
Insurance (est.): $179
Estimated Total Monthly
$1,669
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,513 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $158/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1561 Dodd Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCSep 2025$280,000$1633/21,72160.5
624 N Lake Street, Starke, FL 32091Listed by AMERICAN DREAM OF NORTHEAST FLORIDAApr 2026$185,000$1503/11,232630.6
423 N Broadway Street, Starke, FL 32091Listed by TPR REAL ESTATE GROUP INCMay 2026$232,000$1343/21,736760.7
762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INCApr 2026$150,000$1253/11,1994920.7
5451 NW 173rd Street, Starke, FL 32091Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTYDec 2025$220,000$1413/21,5601620.7
1104 N Thompson Street, Starke, FL 32091Listed by NEXTHOME ENDLESS SUMMERNov 2025$230,000$1633/21,410250.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,000
Price / Sq Ft$158
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,698
Total Structure Area1,762 sq ft
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address1042 Raiford Road, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02344-0-00202

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached Carport

Interior

Interior FeaturesBreakfast Bar
AppliancesGas Range, Gas Water Heater, Refrigerator
HeatingCentral
CoolingElectric
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Rear Porch
FencingBack Yard, Chain Link
RoofShingle
ConstructionBrick
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedJanuary 2, 2025
Days on Market79
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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