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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Mar 6, 2025·58 days on market·Recent sales in Over 55 & Active Adult

9764 Kings Crossing Drive

Jacksonville, FL 32219

$780,000sold priceListed at $789,900 · 98.7% of asking$243/sqftMLS# 2059900
3
Beds
3
Baths
3,214
Sq Ft
2017
Built
6
Garage
No
Pool
HOA $90/mo2.57 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

2.57 Acre Lakefront in Prestigious Jacksonville Ranch Club! This beautiful 3 bedroom, 3 bath home also includes 2 flex spaces that can be used as offices or game rooms and 2 garages that will accommodate 6 cars. This 1 owner home was custom built in 2017 by Vintage Estate Homes and features over 3200 Sq. Ft of living space. The kitchen in this home features Granite counters, a huge prep island with storage, an eat-in area and bar seating, it also features a planning desk and Farm sink. Appliances are all stainless and the flooring is 18x18 tiles. The kitchen also includes a huge walk-in pantry and a glass top inset cooktop. The large family room features a tile trim inset surround perfect for an entertainment center, large 18x18 tiles and gorgeous recessed pocket sliders that lead to an expansive 30x40 paver tile screened lanai. The primary en-suite boasts beautiful plank flooring and gorgeous views. the en-suite bath has dual sinks. a garden bath and a huge walk-in closet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,320
Property taxesest. at asking price, Duval County$1,274
HOAbilled annually$90
Estimated total, before insurance$5,684/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$780,000
$156,000
Loan Term
Monthly Payment
$4,320
Principal & Interest: $4,320
Property taxes (est.): $1,274
Insurance (est.): $520
Estimated Total Monthly
$6,114
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$627,712$432,974—
2024$582,862$420,065▼ $813
2023$609,457$406,374—
2022$567,297$393,082—
2021$446,812$380,177—
2020$426,943$374,238—

Estimated taxes if purchased at asking price: ~$15,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11231 Saddle Crest Way, Jacksonville, FL 32219Listed by MOMENTUM REALTYFeb 2026$455,000$1854/32,4561930.8
8152 Sierra Oaks Boulevard, Jacksonville, FL 32219Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$515,000$2253/2.52,2921230.9
11254 Saddle Club Drive, Jacksonville, FL 32219Listed by ZEE LUXE REALTY INCJun 2026$645,000$2113/3.53,0542701.1
9603 Lovage Lane, Jacksonville, FL 32219Listed by REAL BROKER LLCOct 2025$387,000$1684/32,2971011.3
11141 Saddle Club Drive, Jacksonville, FL 32219Listed by COLDWELL BANKER VANGUARD REALTYJul 2025$805,000$2234/4.53,607671.3
7617 Catnip Lane, Jacksonville, FL 32219Listed by LOKATIONJul 2026$380,000$1614/2.52,35811.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$789,900
Price / Sq Ft$246
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,214
Acres2.57 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages6
Has PoolNo
Is WaterfrontYes

Community Information

Address9764 Kings Crossing Drive, Jacksonville, FL 32219
Area082-Dinsmore/Northwest Duval County
SubdivisionJacksonville Ranch Club
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size111,949.2 sq ft
Parcel Number0026510330

Amenities

AmenitiesGated, Park
UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Covered, Detached, Garage, Garage Door Opener
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingElectric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Screened
RoofShingle
ConstructionFrame, Stucco
Other StructuresWorkshop

Additional Information

Date ListedDecember 9, 2024
Days on Market58
HOA Fees$1,075 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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