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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Dec 27, 2024·62 days on market·Recent sales in Jacksonville

5428 Waterside Drive

Jacksonville, FL 32210

$375,000sold priceListed at $399,000 · 94% of asking$236/sqftMLS# 2051350
3
Beds
2
Baths
1,589
Sq Ft
1954
Built
2
Garage
No
Pool
No HOA12,197 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

This beautifully remodeled 1954 ranch offers the perfect blend of classic charm & modern updates, making it one of the few affordable waterfront homes available. Located on the serene Cedar River, with easy access to the St. Johns Riverway, this home provides both peaceful living & convenient city access. Fully renovated, the home features high-end upgrades including updated electrical & plumbing, & a new HVAC system installed in March 2024, roof (9 yrs old). The new appliances & upgraded flooring add to the fresh feel, while the neutral color palette allows you to personalize the space to your own style. The exterior is equally impressive, with new vinyl fencing on one side and chain link on the other, plus a solid dock & boat house (no lift) for your watercraft. The spacious backyard offers wonderful river views, perfect for relaxing or entertaining. The Cedar River connects to the ocean by way of the St Johns river, but there are bridge height restriction so it's best suited for

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Duval County$612
Estimated total, before insurance$2,689/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,044/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2024Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5834 Hyde Grove Avenue, Jacksonville, FL 32210Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$250,000$1273/11,961270.4
5315 Shirley Avenue, Jacksonville, FL 32210Listed by RPB REALTY,INCSep 2026$310,000$1764/21,7591230.4
1806 Memory Lane, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$330,000$1773/21,869100.9
1216 Pangola Drive, Jacksonville, FL 32205Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$270,020$1744/2.51,55500.9
1205 Neva Street, Jacksonville, FL 32205Listed by TPR REAL ESTATE GROUP INCOct 2026$240,000$1663/2.51,446371
2130 Hugh Edwards Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLCSep 2026$113,000$883/1.51,28801

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$251
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,589
Total Structure Area2,055 sq ft
Acres0.28 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address5428 Waterside Drive, Jacksonville, FL 32210
Area052-Lakeshore
SubdivisionWoodland
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size12,196.8 sq ft
Lot Dimensions85X178
Parcel Number0672770000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesDock
Patio / PorchGlass Enclosed, Patio, Porch
FencingChain Link, Full, Vinyl
ConstructionBrick, Frame
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 10, 2024
Days on Market62
Tax Amount$2,043.85
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 27, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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