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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Jul 2, 2025·119 days on market·Recent sales in St. Augustine

92 Oceanview Drive

St. Augustine, FL 32080

$840,000sold priceListed at $849,000 · 98.9% of asking$300/sqftMLS# 2041632
4
Beds
3.5
Baths
2,804
Sq Ft
2019
Built
2
Garage
No
Pool
HOA $211/mo5,663 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Priced below appraisal! This Seabreeze Cottage floor plan by Generation Homes is packed with lovely designer finishes. The quaint Key West style neighborhood of Sea View with only 28 homes is an adorable sought after community where everyone has a front porch and only a short walk to the public beach boardwalk. This 4 bedroom, 3.5 bath spacious home is strategically designed with the primary suite and a guest suite including its own private bath all downstairs. A perfect home for entertaining as it offers a dining room, butlers pantry, an oversized kitchen bar, elegant kitchen cabinets complete with glass inserts at the very top and a fireplace with an attractive shiplap accent wall. This open floor plan has plenty of natural light along with sliders across the back opening to screened lanai and jacuzzi. Head up the wood steps to find two more bedrooms, a full bath and a flex/den space. The back bedroom has its own screened balcony for added privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,653
Property taxesest. at asking price, St. Johns County$1,118
HOAbilled semi-annually$211
Estimated total, before insurance$5,981/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$840,000
$168,000
Loan Term
Monthly Payment
$4,653
Principal & Interest: $4,653
Property taxes (est.): $1,118
Insurance (est.): $560
Estimated Total Monthly
$6,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,822 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,979/yr

Estimated taxes if purchased at asking price: ~$13,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 10, 2025Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $377/sq ft; this home is listed at $303/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
110 Oceanview Drive, St. Augustine, FL 32080Listed by DAVIDSON REALTY, INC.May 2025$750,000$3643/2.52,058650
175 Oceanview Drive, St. Augustine, FL 32080Listed by DAVIDSON REALTY, INC.Sep 2025$775,000$3773/32,058200.1
5072 Medoras Avenue, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYSep 2026$950,000$4483/32,122400.5
327 Micklers Road, St. Augustine, FL 32080Listed by REAL ESTATE ASSET DISPOSITION CORP.Sep 2026$1,002,000$3483/32,8831561
401 Ocean Breeze Lane, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$660,000$3253/22,030591
5497 Pelican Way, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2026$1,225,000$4824/42,54271.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,000
Price / Sq Ft$303
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,804
Acres0.13 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address92 Oceanview Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea View
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size5,662.8 sq ft
Parcel Number1759110050
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LaundryLower Level
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Impact Windows, Outdoor Shower, Storm Shutters
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Vinyl
RoofMetal, Shingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 10, 2025
Days on Market119
HOA Fees$1,265 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$4,978.65
Tax Year2023
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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