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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Oct 18, 2024·4 days on market·Recent sales in Mandarin

12429 Dunraven Trail

Jacksonville, FL 32223

$439,500sold priceListed at $439,500 · 100% of asking$200/sqftMLS# 2041520
3
Beds
2.5
Baths
2,196
Sq Ft
1985
Built
2
Garage
No
Pool
No HOA14,810 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

This stunning 3-bedroom, 2.5-bath Victorian-style home is move in ready and PRICED TO SELL! Come explore this well maintained home nestled on an expansive corner lot in the sought-after Saddle Ridge subdivision. As you step inside, you'll be greeted by impressive 24-foot ceilings in the family room, which highlight the elegant Cherry fireplace, rich Cherry wainscoting, and exquisite flooring. New tile in the foyer. The kitchen has white cabinetry, granite countertops, counter seating, and a cozy breakfast nook. The first-floor owner's suite offers a walk-in closet and French door access to the patio. The owner's bath is equipped with a garden tub and separate shower. Upstairs, you'll discover two spacious bedrooms, a full bath, and a versatile loft complete with a pool table—perfect for relaxation and entertainment. The enclosed rear patio extends the width of the home, providing ample space for outdoor enjoyment. Recent updates include

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,434
Property taxesest. at asking price, Duval County$718
Estimated total, before insurance$3,152/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$439,500
$87,900
Loan Term
Monthly Payment
$2,434
Principal & Interest: $2,434
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,445
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 9, 2024Listed$439,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991070.1
12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$445,000$2503/21,782240.2
12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$455,000$2353/2.51,93810.4
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828120.5
12160 Banyan Tree Drive, Jacksonville, FL 32258Listed by REAL ESTATE SOLUTIONSSep 2026$474,900$2174/32,188630.5
3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTYOct 2026$490,000$2024/22,431920.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,500
Price / Sq Ft$200
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,196
Acres0.34 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleVictorian
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12429 Dunraven Trail, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionSaddle Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size14,810.4 sq ft
Lot Dimensions95 x 135
Parcel Number1582321602
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityClosed Circuit Camera(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
FencingBack Yard, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 9, 2024
Days on Market4
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 18, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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