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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Meadow Ridge, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Nov 12, 2024·43 days on market·Recent sales in Meadow Ridge·Meadow Ridge

95 Hampsted Court

St. Augustine, FL 32092

$500,000sold priceListed at $509,900 · 98.1% of asking$229/sqftMLS# 2040171
4
Beds
3
Baths
2,188
Sq Ft
2020
Built
2
Garage
No
Pool

3 more homes for sale in Meadow Ridge →Search Meadow Ridge on the map

HOA $75/mo9,148 sqft lotSingle Family Residence2 stories

About this home

Meadow Ridge

Affordable living in the top rated school district of St. Johns County - Liberty Pines K-8 & Beachside High School. Meadow Ridge is located close to convenient highway access, shopping, restaurants and health care. This is the Dream Finder's flexible Cambridge II Plan w/4th Bedroom. Custom features as you enter with Stop N Drop w/Bench which opens up to the spacious open living space w/Dining Area, Kitchen w/Quartz Counters, Tile Backsplash, Stainless Steel Appliances & large Island w/Breakfast Bar all looking out onto the Fenced Backyard w/Paver Patio, Fire Pit Area and Storage Shed, The Primary Suite is on the 1st floor w/Walk-in Closet & Ensuite Bath w/Raised Double Vanity & Private Water Closet. There are 2 more Bedrooms on the 1st Floor and you'll find the 4th Bedroom/Guest Area on the 2nd Floor w/Full Bath, Closet and plenty of space. Features: 4 years new, Accent Walls, Stone Accents, Great Amenities-Pool, Playground, Clubhouse, Dog Park, No CDD Fees, VA Assumable

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,770
Property taxesest. at asking price, St. Johns County$665
HOAbilled quarterly$75
Estimated total, before insurance$3,509/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,770
Principal & Interest: $2,770
Property taxes (est.): $665
Insurance (est.): $333
Estimated Total Monthly
$3,768
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,242/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 1, 2024Listed$509,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
733 Trellis Bay Drive, St. Augustine, FL 32092Listed by CLASSIC REALTYSep 2026$405,000$2453/21,653210.4
151 Silver Pine Drive, St. Augustine, FL 32092Listed by EXP REALTY LLCSep 2026$799,000$3004/32,661180.8
232 Creekmore Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$429,000$2503/21,713761
48 Fawn Field Lane, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2464/22,0841341
23 Tanner Trail, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$397,000$2383/21,666231.1
776 Eagle Point Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$640,000$2414/32,661731.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$509,900
Price / Sq Ft$233
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,188
Total Structure Area2,827 sq ft
Acres0.21 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

Community Information

Address95 Hampsted Court, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionMeadow Ridge
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size9,147.6 sq ft
Parcel Number0265810730
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac
Patio / PorchPatio
FencingBack Yard, Vinyl
RoofShingle
ConstructionComposition Siding, Stone Veneer
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 1, 2024
Days on Market43
HOA Fees$223.83 / Quarterly
HOA FrequencyQuarterly
HOA NameMeadow Ridge HOA
Tax Amount$3,242.17
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Meadow Ridge

Meadow Ridge is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Meadow Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 12, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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