Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Hills, Keystone Heights.

Photo 1 / 33
Sold

Sold·Closed Sep 9, 2026·21 days on market·Recent sales in Hidden Hills·Hidden Hills

4660 SE 3rd Place

Keystone Heights, FL 32656

$357,000sold priceListed at $375,000 · 95.2% of asking$177/sqftMLS# 2154152
2
Beds
2
Baths
2,015
Sq Ft
1998
Built
2
Garage
No
Pool

10 more homes for sale in Hidden Hills →Search Hidden Hills on the map

FEMA Zone XNo HOA0.48 acresSingle Family Residence1 story

About this home

Hidden Hills

Welcome home where comfort, space, and convenience come together in this beautifully maintained brick home. Designed with both everyday living and entertaining in mind, this home features two spacious primary suites, offering exceptional flexibility for multi-generational living, guests, or added privacy. The large, open-concept living area creates a warm and inviting gathering space that flows seamlessly into an expansive sunroom, filling the home with natural light. Step outside to the generous patio, perfect for dining, relaxing, or hosting family and friends. The well-appointed kitchen is complemented by an oversized pantry, providing abundant storage for all your culinary needs. Car enthusiasts and hobbyists will appreciate the attached two-car garage with a separate golf cart space, offering extra room for recreational vehicles, storage, or a workshop. Located just minutes from downtown Keystone Heights, enjoy convenient access to local shops, restaurants, schools and lakes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,977
Estimated total, before insurance$1,977/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$357,000
$71,400
Loan Term
Monthly Payment
$1,977
Principal & Interest: $1,977
Insurance (est.): $238
Estimated Total Monthly
$2,215
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Closed$375,000
  • Jul 28, 2026Pending$375,000
  • Jul 7, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
618 SE 44th Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYAug 2026$300,000$1842/21,6332870.3
426 SE 49th Street, Keystone Heights, FL 32656Listed by UNITED COUNTRY SMITH & ASSOCIATESJun 2025$320,000$2203/21,455240.4
7480 Paradise Lake Drive, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYJul 2026$322,000$1844/21,7521480.5
831 SE 50th Street, Keystone Heights, FL 32656Listed by JPAR CITY AND BEACHDec 2025$305,000$1323/2.52,316200.6
6836 Womans Club Drive, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYNov 2025$375,000$2083/21,8043470.6
688 SE 53rd Street, Keystone Heights, FL 32656Listed by CW REALTYJun 2025$352,900$2273/21,55790.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$186
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,015
Total Structure Area2,431 sq ft
Acres0.48 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address4660 SE 3rd Place, Keystone Heights, FL 32656
Area523-Bradford County-SE
SubdivisionHidden Hills
CityKeystone Heights
CountyBradford
StateFL
Zip Code32656
Lot Size20,908.8 sq ft
Parcel Number05819000827
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesOpen Floorplan, Walk-In Closet(s)
AppliancesOther
HeatingCentral
CoolingElectric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne

Exterior

Lot DescriptionDead End Street
Patio / PorchPatio
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 7, 2026
Days on Market21
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hidden Hills

Hidden Hills is a neighborhood in Jacksonville, FL (Bradford County), ZIP 32656.

View all Hidden Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines