1 / 50

Active

Active·1 day on market

4660 SE 3rd Place

Keystone Heights, FL 32656

$375,000$186/sqftEst. $1,996/moMLS# 2154152

Beds

Baths

2,015

Sq Ft

1998

Built

Garage

Pool

About this home

Keystone Heights

Welcome home where comfort, space, and convenience come together in this beautifully maintained brick home. Designed with both everyday living and entertaining in mind, this home features two spacious primary suites, offering exceptional flexibility for multi-generational living, guests, or added privacy. The large, open-concept living area creates a warm and inviting gathering space that flows seamlessly into an expansive sunroom, filling the home with natural light. Step outside to the generous patio, perfect for dining, relaxing, or hosting family and friends. The well-appointed kitchen is complemented by an oversized pantry, providing abundant storage for all your culinary needs. Car enthusiasts and hobbyists will appreciate the attached two-car garage with a separate golf cart space, offering extra room for recreational vehicles, storage, or a workshop. Located just minutes from downtown Keystone Heights, enjoy convenient access to local shops, restaurants, schools and lakes.

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,996

Principal & Interest: $1,996

Est. Taxes & Insurance: $499

Estimated Total Monthly

$2,495

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,996

Estimated total, before insurance$1,996/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History