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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jun 2, 2025·207 days on market

6204 Blue Marlin Drive

Keystone Heights, FL 32656

$405,000sold priceListed at $405,000 · 100% of asking$224/sqftMLS# 2025869
4
Beds
2
Baths
1,810
Sq Ft
2024
Built
2
Garage
No
Pool
HOA $28/mo0.55 acresSingle Family Residence1 storyNew construction

About this home

Keystone Heights

Another beautiful WT Construction home with no expense spared for upgrades. W T Construction was recently named, ''Best of Clay'' new home builder 2024! 4 bedroom 2 bath new construction home on a cul-de-sac in the community of Bakersfield, a great neighborhood surrounded by gorgeous homes with underground utilities, public water, and paved roads. Open floor plan with metal roof, double-entrance doors, cementitious siding, luxury vinyl throughout, gourmet kitchen with quartz countertops, stunning kitchen island with pop up outlet/charger combination and elegant black stainless appliances. This home is in a great location offering the privacy of the country but still convenient to shopping, healthcare, restaurants, and more. If quality and a conscientious builder that understands commitments and the importance of solid partnerships with their clients are your priorities, WT Construction does not disappoint. Photos are examples of previous quality builds by W T Construction, Inc.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,243
Property taxesest. at asking price, Clay County$621
HOAbilled semi-annually$28
Estimated total, before insurance$2,892/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,243
Principal & Interest: $2,243
Property taxes (est.): $621
Insurance (est.): $270
Estimated Total Monthly
$3,134
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$27,500$26,400—
2024$24,000$24,000—
2023$23,000$14,520—
2022$23,000$13,200—
2021$12,000$12,000—
2020$12,000$11,550—

2023 property taxes (current owner): $275/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INCSep 2026$420,000$2324/21,810660
6212 Blue Marlin Drive, Keystone Heights, FL 32656Listed by NON MLS (realMLS)Apr 2026$367,000$1994/21,84550
6228 Blue Marlin Drive, Keystone Heights, FL 32656Listed by MAXREV, LLCMar 2026$395,000$2163/21,8282140.1
6235 Blue Marlin Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJun 2026$367,000$1843/22,0001090.2
6113 Milligan Road, Keystone Heights, FL 32656Listed by CENTURY 21 TRITON REALTYMar 2026$80,000$593/21,352470.3
6297 Hutchinson Avenue, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYFeb 2026$239,900$1893/21,267230.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,000
Price / Sq Ft$224
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,810
Total Structure Area2,679 sq ft
Acres0.55 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryKeystone Heights
MiddleWilkinson
HighKeystone Heights

Community Information

Address6204 Blue Marlin Drive, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBakersfield
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size23,958 sq ft
Parcel Number33082300492301821
ZoningResidential

Amenities

UtilitiesCable Available
SewerPrivate Sewer, Septic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Hot Water
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedMarch 22, 2025
Days on Market207
HOA Fees$166 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$274.77
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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