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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Terrace, Jacksonville Beach.

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Sold

Sold·Closed Dec 10, 2024·168 days on market·Recent sales in Ocean Terrace·Ocean Terrace

4016 Seaside Drive E

Jacksonville Beach, FL 32250

$955,000sold priceListed at $979,999 · 97.4% of asking$385/sqftMLS# 2025086
4
Beds
3
Baths
2,478
Sq Ft
2016
Built
2
Garage
No
Pool

3 more homes for sale in Ocean Terrace →Search Ocean Terrace on the map

HOA $38/mo4,792 sqft lotSingle Family Residence2 stories

About this home

Ocean Terrace

Get ready to enjoy the perfect blend of coastal charm and vibrant community life. Hop on your bike and enjoy the beautiful sandy beaches perfect for relaxing walks or picnics with family and friends. Take your golf cart and enjoy the many dining options, shopping centers, and outdoor activities nearby. Looking for a serene yet lively coastal community, this is it! Welcome to your dream home in the heart of South Jax Beach! This immaculate 4-bedroom, 3-bathroom residence is completely turnkey, offering a perfect blend of style and comfort. As you step inside, you'll be greeted by a spacious, beautifully designed interior featuring plantation shutters, custom paint, and a gourmet kitchen that will inspire your culinary creativity. The luxurious primary suite boasts a spa-like bathroom, providing a serene retreat at the end of the day. The fully fenced yard is a private oasis, complete with fruit trees, lush landscaping, and a wonderful summer kitchen with a stone fire pit, perfect for

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,290
Property taxesest. at asking price, Duval County$1,559
HOAbilled annually$38
Estimated total, before insurance$6,887/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$955,000
$191,000
Loan Term
Monthly Payment
$5,290
Principal & Interest: $5,290
Property taxes (est.): $1,559
Insurance (est.): $637
Estimated Total Monthly
$7,486
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$782,519$469,418—
2024$686,329$396,276—
2023$654,025$383,278—
2022$611,023$370,659—
2021$502,563$358,407—
2020$466,087$352,769—

2023 property taxes (current owner): $7,313/yr

Estimated taxes if purchased at asking price: ~$18,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $395/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4027 Gulfstream Drive, Jacksonville Beach, FL 32250Listed by DJ & LINDSEY REAL ESTATEAug 2026$1,030,000$3524/32,922170
3976 Palm Way, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INCJul 2026$760,000$3484/2.52,18630.1
3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,895,000$6793/3.52,790180.3
3715 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by MCWRIGHT PROPERTY MANAGEMENTJul 2026$570,000$2973/21,920300.3
1243 Zephyr Way S, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$755,000$3503/22,15930.3
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$979,999
Price / Sq Ft$395
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,478
Acres0.11 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo

Community Information

Address4016 Seaside Drive E, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOcean Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size4,791.6 sq ft
Parcel Number1814030530

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedMay 16, 2024
Days on Market168
HOA Fees$450 / Annually
HOA FrequencyAnnually
Tax Amount$7,312.75
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Terrace

Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean Terrace homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 10, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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