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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Seloy, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Sep 11, 2025·470 days on market·Recent sales in Villages of Seloy·Villages of Seloy

308 Seloy Drive

St. Augustine, FL 32084

$380,000sold priceListed at $380,000 · 100% of asking$203/sqftMLS# 2018632
2
Beds
2
Baths
1,875
Sq Ft
2014
Built
2
Garage
No
Pool

6 more homes for sale in Villages of Seloy →Search Villages of Seloy on the map

HOA $514/moCondominium1 story

About this home

Villages of Seloy

Back on market, no fault of the property! Buyer was unable to proceed due to health reasons. Rare opportunity to own one of the most spacious and private units in St. Augustine's premier 55 plus gated community. Over 1,800 sq ft with 2 bedrooms, 2 baths, 2 bonus rooms, and a 2 car garage with attic storage. A brand new HVAC system installed July 2025 adds major value and peace of mind. Enjoy smart home features, natural light from two skylights, and a private screened lanai. HOA includes roof, exterior insurance, landscaping, and access to resort style amenities like fitness center, pool, bocce, and nature trails. Priced to sell and move in ready, this one will not last! This beautifully maintained 2 bedroom, 2 bath villa also includes two flexible bonus rooms ideal for an office, den, or guest space. The open concept layout flows through a light-filled living and dining area, with elegant crown molding and freshly painted interiors in a warm ivory tone.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,105
Property taxesest. at asking price, St. Johns County$506
HOAbilled monthly$514
Estimated total, before insurance$3,124/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Property taxes (est.): $506
Insurance (est.): $253
Estimated Total Monthly
$2,864
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,918/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 11, 2025Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
291 Seloy Drive, St. Augustine, FL 32084Listed by MARSH LANDING REALTYSep 2026$380,000$2312/21,646270
382 Seloy Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYAug 2026$425,000$2272/21,87510.1
48 Ocale Court, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$420,000$2242/21,875310.1
71 Ocale Court, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESApr 2025$340,000$1932/21,7601010.1
122 Timoga Trail 310-D, St. Augustine, FL 32084Listed by WATSON REALTY CORPAug 2026$369,900$2432/21,520550.2
62 Calusa Crossing Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYAug 2026$350,000$1992/21,7603520.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$380,000
Price / Sq Ft$203
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,875
Year Built2014
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
Direction FacesEast

School Information

ElementaryCrookshank
MiddleMurray

Community Information

Address308 Seloy Drive, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVillages Of Seloy
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1019501052
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Jogging Path, Spa/Hot Tub
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Guest
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Security Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 11, 2025
Days on Market470
HOA Fees$513.71 / Monthly
HOA FrequencyMonthly
HOA NameVillages of Seloy COA
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security
Tax Amount$2,918.38
Tax Year2023
Listing TermsCash
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Seloy

Villages of Seloy is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Villages of Seloy homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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