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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Oct 15, 2024·571 days on market·Recent sales in Over 55 & Active Adult

14221 Lons Place

Jacksonville, FL 32226

$657,900sold priceListed at $652,900 · 100.8% of asking$229/sqftMLS# 1208880
4
Beds
3
Baths
2,868
Sq Ft
2023
Built
2
Garage
No
Pool
HOA $42/moSingle Family Residence1 storyNew construction

About this home

Jacksonville

SEDA NEW HOMES: MODEL FOR SALE! This Fitzgerald II floorplan has plenty of upgrades and is located on a 1-acre lot with 2,868 sq. ft., 4 bedrooms, 3 bathrooms, a study, and a formal dining room. This model home features many luxurious features including, a gourmet kitchen, 12-14 ft. ceilings in the main living areas, upgraded light package, plank-tile flooring, goose neck sink faucet, 36'' cooktop with vented hood, quartz countertops, a top of line refrigerator, epoxy flooring in the 2-car garage that has an additional 10'x20' storage area, and window blinds! This home has an abundance of natural light with breathtaking views of the backyard from the entire main living area. The owner's suite has an oversized walk-in frameless shower, a beautiful free-standing tub and enormous walk-in closet. This home is a must-see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,644
Property taxesest. at asking price, Duval County$1,074
HOAbilled annually$42
Estimated total, before insurance$4,760/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$657,900
$131,580
Loan Term
Monthly Payment
$3,644
Principal & Interest: $3,644
Property taxes (est.): $1,074
Insurance (est.): $439
Estimated Total Monthly
$5,157
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 19, 2023Listed$652,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14237 Lons Place 0014, Jacksonville, FL 32226Listed by MONOGRAM REALTY INCJul 2026$704,700$2254/33,13400.1
14643 Katie Cove Drive 0029, Jacksonville, FL 32226Listed by MONOGRAM REALTY INCJun 2026$575,980$2225/32,59401.1
14660 Katie Cove Drive 0010, Jacksonville, FL 32226Listed by MONOGRAM REALTY INCSep 2026$559,900$2165/32,594271.2
14701 Katie Cove Drive 0021, Jacksonville, FL 32226Listed by MONOGRAM REALTY INCSep 2026$620,650$2504/32,48501.2
14666 Katie Cove Drive 0011, Jacksonville, FL 32226Listed by MONOGRAM REALTY INCSep 2026$525,000$2114/32,485461.2
14870 Edwards Creek Road, Jacksonville, FL 32226Listed by NOTSAM INVESTMENTS, LLCJun 2026$790,000$3203/2.52,47141.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$652,900
Price / Sq Ft$228
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,868
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address14221 Lons Place, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionEdwards Creek Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Parcel Number1597390180
ZoningPUD

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio, Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 19, 2023
Days on Market571
HOA Fees$500 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MONOGRAM REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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