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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

$260,170Pending3 bd · 2.5 ba · 1,403 sq ft

Pending·11 days on market

1886 Jennings Way

Middleburg, FL 32068

$260,170$185/sqftEst. $1,418/mo mortgageMLS# 2171485
3
Beds
2.5
Baths
1,403
Sq Ft
2026
Built
1
Garage
No
Pool
HOA $176/moTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Middleburg

Desirable Townhomes at Westfield Park move-in -ready homes including Stainless Steel Appliances package with refrigerator, oven, microwave, and dishwasher plus a washer and dryer. Located in Middleburg close to shopping ,dinning, and access to major employers throughout Clay County and Jacksonville. Outdoor destinations like Black Creek , Jennings State Forest offer Kayaking and hiking for adventures. Jacksonville attractions a short drive like Jacksonville Zoo and Gardens, TIAA Bank Field and the St. Johns Town Center. All at affordable pricing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,418
Property taxesest. at asking price, Clay County$399
HOAbilled monthly$176
Estimated total, before insurance$1,993/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,170
$52,034
Loan Term
Monthly Payment
$1,418
Principal & Interest: $1,418
Property taxes (est.): $399
Insurance (est.): $173
Estimated Total Monthly
$1,991
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 29, 2026Listed$260,170

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1869 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCJun 2026$244,990$1753/2.51,40360
1865 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCOct 2026$240,490$1713/2.51,4031040.1
1870 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$229,990$1643/2.51,40430.1
1874 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$229,990$1643/2.51,40420.1
3827 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYJul 2026$285,000$1783/2.51,60420.8
3839 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYMay 2026$287,000$1793/2.51,60490.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$260,170
Price / Sq Ft$185
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,403
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleA-Frame
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address1886 Jennings Way, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionWestfield
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Parcel Number008075-009-14

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Vinyl
# of Stories2
LevelsTwo

Exterior

RoofShingle
ConstructionComposition Siding, Fiber Cement

Additional Information

Date ListedOctober 29, 2026
Days on Market11
HOA Fees$176 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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