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Sold

Sold·Closed Aug 27, 2026·2 days on market

1874 Jennings Way

Middleburg, FL 32068

$229,990sold priceListed at $229,990 · 100% of asking$164/sqftMLS# 2153359
3
Beds
2.5
Baths
1,404
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XHOA $176/moTownhouse2 storiesNew construction

About this home

Middleburg

Affordable living in Middleburg Fl Designed to make homeownership simple and affordable. These move in ready townhomes include a stainless steel appliance package, with refrigerator, oven, microwave, and dishwasher, plus a washer and dryer to help simplify your move. Comfortable living spaces, while community amenities, like a neighborhood park and playground create inviting places to spend time outdoors and connect with neighbors.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Clay County$352
HOAbilled monthly$176
Estimated total, before insurance$1,802/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$229,990
$45,998
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $352
Insurance (est.): $153
Estimated Total Monthly
$1,780
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Aug 31, 2026Closed$229,990
  • Jul 7, 2026Pending$229,990
  • Jul 1, 2026Listed$229,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1870 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$229,990$1643/2.51,40430
1869 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCJun 2026$244,990$1753/2.51,40360.1
3827 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYJul 2026$285,000$1783/2.51,60420.8
3839 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYMay 2026$287,000$1793/2.51,60490.8
3891 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYMay 2026$259,990$1623/2.51,604210.8
1460 S Jeremiah Street, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYOct 2026$260,000$1773/2.51,4681091

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,990
Price / Sq Ft$164
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,404
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address1874 Jennings Way, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionWestfield
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Parcel Number31042500807500911
ZoningResidential

Amenities

AmenitiesPark, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level
SecurityFirewall(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionComposition Siding, Fiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJuly 1, 2026
Days on Market2
HOA Fees$176 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC

Sold by: ASHTON WOODS FLORIDA REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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