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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·2 days on market

2958 Darlington Oak Road

Green Cove Springs, FL 32043

$397,537$177/sqftEst. $2,185/mo mortgageMLS# 2170068
4
Beds
2.5
Baths
2,252
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $125/moSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Lot 112 - Step into an inviting, thoughtfully designed home that blends southern charm with everyday functionality. The open-concept layout connects the Great Room and dining area, creating a bright, welcoming space for entertaining and daily living. The kitchen anchors the home with a spacious island and walk-in pantry, overlooking the light-filled living areas and flowing naturally to the covered lanai. A versatile flex room provides the ideal space for a home office, hobby room, or quiet retreat. Privately located, the owner's suite offers a peaceful escape just steps from the lanai. A convenient two-car garage completes the design, adding everyday ease. Located in Sandridge Hills in Clay County, the community offers 50' homesites and Spirit Series homes designed for modern lifestyles. Planned amenities include a pool, cabana, dog park, and open green spaces, all just 20 minutes from shopping, dining, and medical services, and 5 minutes from the First Coast Expressway.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,185
Property taxesest. at asking price, Clay County$609
HOAbilled quarterly$125
Estimated total, before insurance$2,919/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$397,537
$79,507
Loan Term
Monthly Payment
$2,185
Principal & Interest: $2,185
Property taxes (est.): $609
Insurance (est.): $265
Estimated Total Monthly
$3,059
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,620 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 20, 2026Listed$397,537

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $177/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3050 Darlington Oak Road, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESOct 2026$363,000$2093/21,73840.2
3083 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$329,985$1524/32,172870.2
3091 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$332,485$1534/32,1721090.2
3112 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$347,990$1914/21,821130.3
2749 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$371,990$1584/2.52,360510.3
2807 Little Trout Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$360,384$1475/32,4491360.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$397,537
Price / Sq Ft$177
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,252
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryLake Asbury, reported on 3 other Sandridge Hills listings
MiddleLake Asbury, reported on 3 other Sandridge Hills listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2958 Darlington Oak Road, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionSandridge Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number23052501009901165

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 20, 2026
Days on Market0
HOA Fees$375 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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