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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$373,0003 bd · 2.5 ba · 2,252 sq ft

Active·294 days on market

2934 Darlington Oak Road

Green Cove Springs, FL 32043

$373,000$166/sqftEst. $2,034/mo mortgageMLS# 2126014
↓ $20,000 below original listOpen house Sat, Nov 14 · 11:00 am–5:00 pm
3
Beds
2.5
Baths
2,252
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $125/moSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Lot 126 - Step into an inviting, thoughtfully designed home that blends coastal charm with everyday functionality. The open-concept layout connects the Great Room and dining area, creating a bright, welcoming space for entertaining and daily living. The kitchen anchors the home with a spacious island and walk-in pantry, overlooking the light-filled living areas and flowing naturally to the covered lanai. A versatile flex room provides the ideal space for a home office, hobby room, or quiet retreat. Privately located, the owner's suite offers a peaceful escape just steps from the lanai. A convenient two-car garage completes the design, adding everyday ease. Located in Sandridge Hills in Clay County, the community offers 50' homesites and Spirit Series homes designed for modern lifestyles. Planned amenities include a pool, cabana, dog park, and open green spaces, all just 20 minutes from shopping, dining, and medical services, and 5 minutes from the First Coast Expressway.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,034
Property taxesest. at asking price, Clay County$559
HOAbilled quarterly$125
Estimated total, before insurance$2,718/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$373,000
$74,600
Loan Term
Monthly Payment
$2,034
Principal & Interest: $2,034
Property taxes (est.): $559
Insurance (est.): $249
Estimated Total Monthly
$2,842
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,384 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$60,000$60,000—
2025$25,000$25,000—

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 23, 2026Price change$373,000−$10,000
  • Sep 25, 2026Price change$383,000−$1,000
  • Sep 17, 2026Price change$384,000−$5,000
  • Aug 14, 2026Price change$389,000−$2,500
  • Jul 30, 2026Price change$391,500−$1,000
  • Jul 13, 2026Price change$392,500−$500
  • Jan 20, 2026Listed$393,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2821 Southern Fern Court, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESOct 2026$370,000$1853/22,0031280.1
3087 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCNov 2026$319,942$1764/21,8211610.3
2732 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$357,990$1654/32,17220.3
3112 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$347,990$1914/21,821130.3
2620 Field Daisy Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$389,990$2063/21,8972090.6
2628 Field Daisy Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$388,990$2004/31,943270.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$373,000
Price / Sq Ft$166
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,252
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryLake Asbury, reported on 3 other Sandridge Hills listings
MiddleLake Asbury, reported on 3 other Sandridge Hills listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2934 Darlington Oak Road, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionSandridge Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number23052501009901179

Amenities

AmenitiesPool, Clubhouse, Dog Park, Jogging Path, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJanuary 20, 2026
Days on Market294
HOA Fees$375 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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