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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$431,9905 bd · 3 ba · 2,750 sq ft

Active·22 days on market

3148 Grand Finale Street

Green Cove Springs, FL 32043

$431,990$157/sqftEst. $2,355/mo mortgageMLS# 2169652
5
Beds
3
Baths
2,750
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $106/mo8,276 sqft lotSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Under Construction - Ready January 2027! NO CDD FEES. Welcome to the Honor II floor plan by Lennar, situated on one of the most desirable homesite locations in Holstein Crossing, tucked away at the end of a desirable cul-de-sac! This thoughtfully designed home features an inviting open-concept layout with versatile living spaces. Just off the foyer, a flexible room is perfect for a home office, studio, or playroom. The spacious kitchen, dining, and living areas flow seamlessly together, with direct patio access for outdoor enjoyment. The private owner's suite features a full bath and walk-in closet. Upstairs, a versatile loft offers space for a media room or game room, while four secondary bedrooms share a full bath with convenient double sinks. Limited one-year builder warranty. Conditions may apply.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,355
Property taxesest. at asking price, Clay County$662
HOAbilled annually$106
Estimated total, before insurance$3,123/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$655/yr · $55/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$431,990
$86,398
Loan Term
Monthly Payment
$2,355
Principal & Interest: $2,355
Property taxes (est.): $662
Insurance (est.): $288
Estimated Total Monthly
$3,305
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 16, 2026Listed$431,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2732 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$357,990$1654/32,17220.1
3083 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$329,985$1524/32,172870.2
2821 Southern Fern Court, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESOct 2026$370,000$1853/22,0031280.3
3024 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$365,000$1495/32,4492710.3
2628 Field Daisy Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$388,990$2004/31,943270.7
3001 Granary Park Avenue, Green Cove Springs, FL 32043Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Oct 2026$433,875$1714/32,541640.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$431,990
Price / Sq Ft$157
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,750
Acres0.19 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address3148 Grand Finale Street, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionHolstein Crossing
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size8,276.4 sq ft
Lot Dimensions50 x 120
Parcel Number000

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedOctober 16, 2026
Days on Market22
HOA Fees$1,268 / Annually
HOA FrequencyAnnually
Tax Amount$654.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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