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Pending

Pending·13 days on market

2732 Herd Street

Green Cove Springs, FL 32043

$357,990$165/sqftEst. $1,896/moMLS# 2163874
4
Beds
3
Baths
2,172
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $106/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

***MOVE IN READY - BRAND NEW HOME*** NO CDD FEES! This neighborhood is truly one-of-a-kind! The Dawn floor plan by Lennar features 4 bedrooms, 3 bathrooms, and a 2-car garage. Includes Lennar's Everything's Included package with 36'' white recessed panel cabinetry, quartz countertops, and stainless steel appliances range, microwave, dishwasher, and refrigerator. Wood-inspired LVP flooring throughout main areas, Honeywell Z-Wave smart thermostat, and an energy-efficient water heater add comfort and convenience. Backed by a limited one-year workmanship warranty, dedicated customer care program, and 24-hour emergency service. HOA includes high speed XFISION internet and cable. Enjoy the savings! Holstein Crossing community offers all the charm and no CDD fees. (Conditions may apply)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,896
Property taxesest. at asking price, Clay County$549
HOAbilled annually$106
Estimated total, before insurance$2,550/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$655/yr · $55/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$357,990
$71,598
Loan Term
Monthly Payment
$1,896
Principal & Interest: $1,896
Property taxes (est.): $549
Insurance (est.): $239
Estimated Total Monthly
$2,683
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,538 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 16, 2026Pending$357,990
  • Sep 8, 2026Listed$357,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$357,990
Price / Sq Ft$165
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,172
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2732 Herd Street, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionHolstein Crossing
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Lot Dimensions50 x 120
Parcel Number000

Amenities

AmenitiesPlayground, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 8, 2026
Days on Market2
HOA Fees$1,268 / Annually
HOA FrequencyAnnually
HOA Fee IncludesCable TV, Internet
Tax Amount$654.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC · LennarJacksonville@Lennar.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

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