Active·12 days on market
161 Stillwater Drive
Flagler Beach, FL 32136
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Flagler Beach
Under construction, Some selections need to be made, design upgrades NOT included in this price. Experience refined single-level living with the lovely Oceana. A welcoming foyer hallway leads to a casual dining area and a spacious great room with access to the beautiful covered lanai. The well-appointed kitchen is enhanced by a large center island with breakfast bar, wraparound counter and cabinet space, and an ample pantry. Highlighting the impressive primary bedroom suite is a generous walk-in closet and a stunning primary bath with a dual-sink vanity, a luxe shower, and a private water closet. Secondary bedrooms feature sizable closets and a shared hall bath with a dual-sink vanity. Additional highlights include a roomy flex room off the foyer, easily accessible laundry, and ample additional storage.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 18 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 14 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 11 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 11 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:33 AM, sunset 6:44 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2027 property taxes (current owner): $3,207/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Listed$519,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 159 Stillwater Drive, Flagler Beach, FL 32136Listed by JACKSONVILLE TBI REALTY, LLC | Sep 2026 | $520,000 | $233 | 3/2 | 2,228 | 184 | 0 |
| 56 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $530,000 | $207 | 4/2.5 | 2,555 | 171 | 0.1 |
| 59 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $520,000 | $211 | 3/2 | 2,468 | 168 | 0.1 |
| 48 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $532,000 | $208 | 4/2.5 | 2,555 | 67 | 0.2 |
| 44 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $510,000 | $233 | 3/2 | 2,186 | 205 | 0.2 |
| 57 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INC | Jul 2026 | $571,546 | $224 | 4/2.5 | 2,555 | 0 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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