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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active·Listed today

5402 Potomac Avenue

Jacksonville, FL 32254

$320,000$144/sqftEst. $1,772/moMLS# 2168759
Open house Sun, Oct 11 · 1:00 pm–3:00 pm
3
Beds
2
Baths
2,225
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome Home!! this stunning new construction offers modern elegance, comfort, and style! Featuring 3 bedrooms, 2 full bathrooms, and a versatile bonus room for extra storage, this home boasts an open floor plan, high ceilings, abundant natural light, and elegant lighting throughout. Gorgeous kitchen features quartz countertops, stainless steel appliances, pantry, and a beautiful statement island with warm wood finishes that add character and sophistication. The luxurious primary bathroom offers a smart LED lighted mirror, a spacious walk-in shower, and stylish modern finishes for a spa-like experience. Enjoy outdoor living on the spacious covered back porch, perfect for entertaining or relaxing while overlooking the fully fenced backyard. A huge two-car garage provides additional storage and convenience. Beautifully designed and move-in ready! Come and make this home yours. Schedule your private showing today! Seller is offering $5K towards closings costs with acceptable offer.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, Duval County$523
Estimated total, before insurance$2,295/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $523
Insurance (est.): $213
Estimated Total Monthly
$2,508
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 10, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5622 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLCAug 2026$348,939$1614/32,170280.4
5610 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLCAug 2026$345,025$1594/32,17080.4
5926 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLCJun 2026$321,997$1524/2.52,120120.4
5663 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLCSep 2026$336,997$1634/32,0701290.5
2594 Chiefland Lane, Jacksonville, FL 32254Listed by AXEN REALTY LLCAug 2026$311,997$1734/31,800770.5
2570 Chiefland Lane, Jacksonville, FL 32254Listed by AXEN REALTY LLCAug 2026$328,997$1564/2.52,1105070.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$320,000
Price / Sq Ft$144
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,225
Total Structure Area2,225 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryPickett
MiddleJean Ribault
HighJean Ribault

Community Information

Address5402 Potomac Avenue, Jacksonville, FL 32254
Area074-Paxon
SubdivisionCurtiss-bright
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Parcel Number083796 0080

Amenities

UtilitiesElectricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecurityCarbon Monoxide Detector(s), Security System Leased, Smoke Detector(s)

Exterior

Exterior FeaturesTennis Court(s)
Lot DescriptionCorner Lot
Patio / PorchCovered, Porch
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 10, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/11/2026

1:00 pm - 3:00 pm