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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pine Grove, Palm Coast — a home near Flagler Palm Coast High School.

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Active

Active·7 days on market·Pine Grove

8 Plumtree Place

Palm Coast, FL 32164

$299,900$181/sqftEst. $1,661/moMLS# 2167768
Open house Sun, Oct 11 · 11:00 am–1:00 pm
4
Beds
2
Baths
1,655
Sq Ft
2022
Built
2
Garage
No
Pool

7 more homes for sale in Pine Grove →Search Pine Grove on the map

FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Pine Grove

Welcome to 8 Plumtree Place, a 2022-built 4-bedroom, 2-bath home tucked away on a quiet cul-de-sac in Palm Coast's desirable Pine Grove neighborhood. With 1,665 square feet of comfortable living space, a fully fenced backyard, widened driveway and thoughtful touches throughout, this home offers plenty of value and the opportunity to make it your own. Step inside to an open-concept living area designed for everyday living and entertaining, complete with an electric fireplace that adds warmth and character to the heart of the home. The kitchen features an upgraded refrigerator, blinds are already in place throughout the home, and the primary suite includes a glass barn-style shower door for an added touch of style. Outside, the full vinyl privacy fence creates a private backyard with plenty of room for pets, play, gardening or weekend gatherings. A raised garden bed is ready for your green thumb, and citrus trees with fruit currently ripening add a little taste of Florida right in

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,661
Estimated total, before insurance$1,661/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,915/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,900
$59,980
Loan Term
Monthly Payment
$1,661
Principal & Interest: $1,661
Insurance (est.): $200
Estimated Total Monthly
$1,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,915/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 4, 2026Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
105 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1672/21,7994030.5
107 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$368,220$1854/21,986130.5
35 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCOct 2026$299,900$1873/21,6041610.6
31 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$349,795$1764/21,9863030.6
73 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$303,185$1692/21,7994100.6
43 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1873/21,6043420.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$181
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,655
Total Structure Area2,197 sq ft
Acres0.19 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryWadsworth
MiddleBuddy Taylor

Community Information

Address8 Plumtree Place, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPine Grove
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size8,276.4 sq ft
Parcel Number0711317025000500100
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchFront Porch
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 4, 2026
Days on Market6
Tax Amount$4,914.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pine Grove

Pine Grove is a neighborhood in Jacksonville Beach, FL (Flagler County), ZIP 32164.

View all Pine Grove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/11/2026

11:00 am - 1:00 pm