This home is in Pine Grove, Palm Coast.

1 / 41

Active

Active·49 days on market·Pine Grove

63 President Lane

Palm Coast, FL 32164

$320,000$240/sqftEst. $1,703/moMLS# 2147385

Beds

Baths

1,336

Sq Ft

2025

Built

Garage

Pool

About this home

Pine Grove

This beautiful 2025 home offers 3 bedrooms and 2 baths with a thoughtfully designed split floor plan. Highlights include vaulted ceilings, a large two-car garage, and a spacious kitchen featuring a pantry, island breakfast bar, and adjacent dining area. The owner's suite is tucked away from the additional bedrooms, creating a quiet and serene retreat. Enjoy a large covered lanai overlooking a freshwater canal and a spacious backyard with plenty of room to build your dream pool and create your own private backyard oasis. Conveniently located just minutes from the beach, schools, walking and bike paths, shopping, and restaurants, this home offers the perfect blend of comfort, convenience, and Florida lifestyle living. Let's get you in to see this MUST-SEE property! Schedule your private showing today.

Cost to own

Mortgage calculator

Home Price

$320,000

Down Payment: 20%

$64,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,627

Principal & Interest: $1,627

Est. Taxes & Insurance: $407

Estimated Total Monthly

$2,033

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,703

Estimated total, before insurance$1,703/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $993/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,548 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History