This home is in Pine Grove, Palm Coast.

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Pending

Pending·226 days on market·Pine Grove

10 Pickcane Lane

Palm Coast, FL 32164

$329,000$161/sqftEst. $1,751/moMLS# 2119913

Beds

Baths

2,045

Sq Ft

2019

Built

Garage

Pool

About this home

Pine Grove

This beautifully maintained two-story home is located in the heart of Palm Coast, Florida, just a stone's throw from the coast. The home features 4-bedrooms and 2.5 bathrooms, perfect for families or anyone who loves to entertain. Convenience is key, with all bedrooms and the laundry room being located upstairs, allowing for easy access and privacy. The downstairs has your living and relaxing areas. Perfect for family gatherings and hosting. Enjoy the Florida sunshine in your backyard and take advantage of all the nearby costal attractions. This is truly a blend of comfort and locations - do no miss the chance to make this your dream home!

Cost to own

Mortgage calculator

Home Price

$329,000

Down Payment: 20%

$65,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,672

Principal & Interest: $1,672

Est. Taxes & Insurance: $418

Estimated Total Monthly

$2,090

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,751

Estimated total, before insurance$1,751/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,013/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.