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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Landing, Palm Valley — a pool home in Ponte Vedra Beach.

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Active

Active·2 days on market·Marsh Landing

145 Deer Haven Drive

Palm Valley, FL 32082

$2,499,999$643/sqftEst. $13,684/moMLS# 2167622
4
Beds
4
Baths
3,889
Sq Ft
1997
Built
3
Garage
Yes
Pool

5 more homes for sale in Marsh Landing →Search Marsh Landing on the map

FEMA Zone AEHOA $81/mo0.45 acresWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Marsh Landing

An extraordinary transformation is underway at 145 Deer Haven Dr in prestigious Marsh Landing Country Club, with anticipated completion of no later than January 1, 2027! Situated on a .45-acre lakefront homesite, this 3,889 SF residence is being completely reimagined into a modern coastal farmhouse. Gutted to its core, the home will feature an open-concept design, refined architectural details, and exceptional luxury finishes. Offering 4 bedrooms, 4 baths, and a 3-car garage, this renovation blends timeless coastal elegance with modern sophistication. Qualified buyers presenting serious offers may have the opportunity to customize select finishes and design elements, subject to construction progress and seller approval. Enjoy 24-hour gated security, scenic waterways, and optional country club amenities including golf, tennis, swimming, fitness, and dining. Minutes from beaches, shopping, and more dining. A rare opportunity to make this luxury transformation your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$13,684
Property taxesest. at asking price, St. Johns County$3,327
HOAbilled quarterly$81
Estimated total, before insurance$17,092/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,272/yr · $773/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,499,999
$500,000
Loan Term
Monthly Payment
$13,684
Principal & Interest: $13,684
Property taxes (est.): $3,327
Insurance (est.): $1,667
Estimated Total Monthly
$18,678
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:21 AM, sunset 7:06 PM.

  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,272/yr

Estimated taxes if purchased at asking price: ~$39,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$2,499,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,499,999
Price / Sq Ft$643
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,889
Total Structure Area5,271 sq ft
Acres0.45 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Gated CommunityYes
Direction FacesNortheast

School Information

Community Information

Address145 Deer Haven Drive, Palm Valley, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionMarsh Landing Cc
CityPalm Valley
CountySt. Johns
StateFL
Zip Code32082
Lot Size19,602 sq ft
Parcel Number0544250120
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Management - Off Site, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Garage Door Opener, On Street, Secured, Unassigned
ViewLake, Pond, Pool, Trees/Woods, Water
Waterfront TypeCreek, Marsh, Pond

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Freezer, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
Security24 Hour Security

Exterior

Exterior FeaturesBalcony
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Patio, Rear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 2, 2026
Days on Market1
HOA Fees$243 / Quarterly
HOA FrequencyQuarterly
HOA NameMarsh Landing Management
HOA Fee IncludesSecurity
Tax Amount$9,271.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Landing

Marsh Landing is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Marsh Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines