This home is in Flagler Estates, Hastings — a new construction home in St. Johns County.
Active·9 days on market·Flagler Estates
4375 Nancy Street
Hastings, FL 32145
28 more homes for sale in Flagler Estates →Search Flagler Estates on the map
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About this home
Flagler Estates
Discover Your Dream Home in the Flagler Estates Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!
Next steps in Flagler Estates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,436 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,110/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 1, 2026Listed$309,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $184/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4445 Melanie Street, Hastings, FL 32145Listed by IHEART REALTY INC | Sep 2026 | $125,000 | $101 | 3/2 | 1,242 | 38 | 0.2 |
| 10225 Kirchherr Avenue, Hastings, FL 32145Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $250,000 | $165 | 3/2 | 1,512 | 53 | 0.5 |
| 4210 Theresa Street, Hastings, FL 32145Listed by WJH BROKERAGE FL LLC | Sep 2026 | $299,888 | $178 | 4/2 | 1,684 | 95 | 0.6 |
| 4365 Gladys Street, Hastings, FL 32145Listed by REMAX SELECT PROFESSIONALS | Aug 2026 | $295,000 | $183 | 3/2 | 1,612 | 43 | 0.6 |
| 4320 Wanda Street, Hastings, FL 32145Listed by WJH BROKERAGE FL LLC | Sep 2026 | $269,888 | $191 | 3/2 | 1,416 | 74 | 0.7 |
| 9815 Ebert Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLC | Aug 2026 | $344,990 | $158 | 5/3 | 2,180 | 61 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WJH BROKERAGE FL LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Flagler Estates
Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.
View all Flagler Estates homes for sale →Keep looking
More homes in Flagler Estates
For Sale9765 Oliver AvenueHastings, FL 32145
4 bd · 2 ba · 1,684 sq ft
$306,888Est. $1,633/moDiscover Your Dream Home in the Flagler Estates Community! The Cabot Plan offers a spacious open-concept layout,…
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For Sale10175 Allison AvenueHastings, FL 32145
4 bd · 2 ba · 1,684 sq ft
$324,990Est. $1,730/moDiscover Your Dream Home in the Flagler Estates Community! The Cabot Plan offers a spacious open-concept layout,…
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Pending10230 Ebert AvenueHastings, FL 32145
4 bd · 2 ba · 1,684 sq ft
$324,990Est. $1,730/moDiscover Your Dream Home in the Flagler Estates Community! The Cabot Plan offers a spacious open-concept layout,…
Listing Office: wjh brokerage fl llc
For Sale10250 Crotty AvenueHastings, FL 32145
3 bd · 2 ba · 1,416 sq ft
$290,888Est. $1,548/moDiscover Your Dream Home in the Flagler Estates Community! Welcome home to our Beaumont plan. This modern space…
Listing Office: wjh brokerage fl llc
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines